Financial Information

Financial Information

Student Accounts Information

Tuition and Fees 2011-2012
Payment
Financial Responsibility
Student Accounts’ Policy on the Reduction of Charges
Title IV Refund Policy: Term Withdrawal, Financial Aid and Tuition Reduction Eligibility

Financial Aid Information

General Information - Financial Aid
Federal Pell Grants
Federal TEACH Grant
Grants for New York State Residents Tuition Assistance Program (TAP)
Other State Awards*
Higher Education Opportunity Program
Federal Direct Stafford Loan Program (DL)
Consolidation and Deferments
Additional Unsubsidized Federal Direct Stafford Loan
Federal Direct Parent Loans
Federal Office of the Ombudsman
Federal Campus-Based Programs
Federal Supplmental Educational Opportunity Grants (FSEOG)
Federal Perkins Loans
Federal Work Study Program
Veteran Benefits
Other Outside Awards
Rights and Responsibilities of Recipients
Verification
Enrollment Status Verification
Default
Standards of Academic Progess
Nazareth College Scholarships

Tuition and Fees 2011-2012

 *Please note that tuition costs are anticipated, but are subject to change. Tuition and fees are pending Board of Trustee approval (April 2011).

*All residents, except apartments, must take a Board Plan. Please refer to the Chartwells’ website for specific meal plan information. www.dineoncampus.com/naz/

**Advance deposits are non-refundable, but are credited to the first-semester bill.

***Payable by those students who register after classes begin, or whose study program is not filed with the Registrar by August 29, 2011 or by January 16, 2012.

The expenses shown are for the 2011-2012 academic year. In addition to the expenses listed, we estimate that full time Nazareth College students will need $1,100 per academic year for books and supplies and that discretionary personal expenses will cost them at least $1,100.

In anticipation of the continuing need for acceleration of the academic development of the college, it is expected that tuition, room, board and fee increases will be required in each succeeding academic year. Nazareth College will continue its endeavor to limit such increases to reasonable levels.

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Payment

The final balance on your bill (after Financial Aid has been subtracted) is payable by cash, check, MasterCard, VISA, or Discover. Make checks payable to Nazareth College. Credit card payment can be made by following the link Pay Tuition Online found on the left margin of the Student Accounts’ website: (www.naz.edu/dept/studentaccounts/)

Students who do not return their student bill by the due date are subject to de-registration. There is a $105 re-registration fee. Registration is not considered to be valid until financial obligations have been met.

Nazareth is happy to offer two payment plan options for paying your semester or full year tuition expenses interest free in monthly installments. The TuitionPay monthly payment plan offered through Sallie Mae is one option. A second option is with Tuition Management Systems, a division of KeyBank. Information is available on the Student Accounts’ website.

Please refer to the Student Accounts’ website for additional billing procedures and policies. (www.naz.edu/dept/studentaccounts/)

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Financial Responsibility

All students are responsible for any college debts they have incurred, including library fees, parking fines, tuition charges and related fees. If a college debt must be referred to outside sources for collection, the student will be responsible for paying additional collection costs including, but not limited to, attorney fees and disbursements. Note: Nazareth College reserves the right to withhold grades, transcripts, diplomas, or re-registration in those instances where financial obligations are not fulfilled.

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Student Accounts’ Policy on the Reduction of Charges

(Fall and Spring Semesters Only)
Students who withdraw completely from the college because of prolonged illness or other serious reasons beyond their control are granted reductions of tuition and room and board as follows (the amount of any reduction will be calculated from the day on which the notice of withdrawal, together with a request for a reduction is submitted in writing to the Director of Student Transition and the First Year Center or to the Registrar’s Office):

Tuition: Withdrawal within the first week of classes, 100% reduction; within the second week, 90% reduction; within the third week, 80%; within the fourth week, 50%; within the fifth and sixth weeks, 25%; after the sixth week of the term, no reduction.
Board: Reduction based on a pro rata basis.
Room: Reduction based on a pro rata basis during the first week. Same as tuition after first week.

For full time undergraduate students, the second Friday of the semester is the last day to reduce credit load (drop from full to part-time) without full tuition liability.

There is no reduction in tuition, room and board, or fees in the case of late entrance, absence, suspension, expulsion or dismissal. Bookstore vouchers are non-refundable. Financial aid will be adjusted accordingly. Refunds will be processed by the original method of payment.

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Federal Title IV Refund Policy: Term Withdrawal, Financial Aid, and Tuition Reduction Eligibility

Students must notify the Director of Student Transition and the First Year Center in person, in writing, or by telephone of their intention to withdraw from an individual course, all classes for the semester, or the program. Reduction of tuition charges will be based on this date of last attendance as received and recorded in the Registrar’s Office. Continued class attendance or academic contact after this date will cause an updated last date of attendance or academic contact to be considered the official withdrawal date. A subsequent change of mind will revert the official term withdrawal to the original date of notification. If no official notification is received and no other documentation of the dates is available, the midpoint of the semester will be used as the term withdrawal date. Dates for determining reduction of tuition charges are published in semester bulletins and Student Accounts’ Office materials. Fees are not subject to reduction.

Recipients of Federal Title IV student aid who withdraw from all classes in a semester (term withdrawal) earn eligibility for federal student aid on a daily proportioned basis up until 60% of the semester has passed. All days during the semester (except for breaks of 5 days or more and their attendant weekends) are counted. If a student has not earned all of their federal assistance by the date of their term withdrawal, funds are returned to federal programs in the following order: Federal Direct Subsidized Stafford Loans, Federal Direct Unsubsidized Stafford Loans, Federal Perkins Loans, Federal Direct PLUS Loans, Direct Graduate PLUS Loans, Federal Pell Grants, Federal ACG Grant, Federal SMART Grant, Federal SEOG, Federal TEACH Grant, other Title IV assistance. Lenders are notified of the student’s term withdrawal date. Students are responsible for repaying remaining loan funds according to the terms of their promissory notes. Federal Work Study earnings are not required to be repaid. Federal grant repayments owed by the student after school return of Federal funds are limited to 50% of the remaining unearned grant received. Note: Because tuition charges continue to be assessed by Student Accounts at a percentage rate higher than the rate at which federal policy considers Title IV student aid to be earned, students may incur a sizeable uncovered debt to Nazareth College when the college makes required repayment of unearned financial aid to its source. Gift assistance provided by Nazareth College continues to be credited in the same proportion as the college charges tuition.

Post withdrawal disbursements of federal student aid for which the student may be eligible will be made first from grant sources, then from loans. Within 14 days of determination of term withdrawal, the college will notify the student in writing the amount and type of funds available for post withdrawal disbursement together with explanation of the option to accept or decline all or part of this aid. The student must advise the college of his/her decision within 14 days or the potential disbursement is forfeit. Students will not be eligible for a late disbursement of their loan if it is the second disbursement of the loan e.g. a student borrows for fall and spring semesters, fall disbursement is received, student registers for spring but withdraws before disbursement is made. This student will not be eligible for the second disbursement of his/her loan.

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General Information - Financial Aid

Nazareth College encourages students who feel that they and their families are unable to afford the full cost of a private education to apply for all sources of financial aid for which they may be eligible.

Qualifying students will receive a financial aid “package” composed of a combination of scholarship, grant, loan and work study assistance, which will vary according to demonstrated need and individual circumstances. Awards are renewed annually, contingent upon satisfactory academic progress and program pursuit and, when applicable, timeliness of application and continued demonstrated need for assistance.* Scholarship students must meet other qualifications, such as maintaining a particular cumulative GPA (grade point average).

* See also Standards of Academic Progress later in this section for information on general college standards which apply to all federal, state and Nazareth programs.

All inquiries about financial assistance and scholarships should be directed to the Financial Aid Office, Nazareth College by calling 585-389-2310 or emailing finaid@naz.edu.

Students enrolled in a study abroad program approved for credit by the college will be considered enrolled and eligible for Title IV assistance processed by the college. For study abroad through another college or university, students must qualify academically and apply for a consortium agreement at the Financial Aid Office.

Prospective applicants for financial aid should file a Free Application for Federal Student Aid (FAFSA) by the February 15 priority filing deadline. Early Decision candidates should file the College Scholarship Service’s Profile (CSS) form by December 1st and the FAFSA by February 15. Returning Nazareth students should file the renewal FAFSA no later than April 15 (March 15 for summer financial aid) each year. An additional application is required for the NYS TAP grant.

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Federal Pell Grants

Federal Pell Grants are available from the federal government to help high need undergraduate students meet the cost of education. Application is made by completing the FAFSA each year. Upon receiving the Student Aid Report (SAR), students should review the document with care and make any necessary changes online. Grants vary according to Congressional appropriation, full-time or part-time status and cost of education. The maximum Federal Pell Grant is currently $5,550. Students who already earned a bachelor’s degree are not eligible.

Federal TEACH Grant

The Teacher Education Assistance for College and Higher Education (TEACH) grant program provides grants of up to $2,000 per semester to qualified students. In exchange for receiving a TEACH grant, students must agree to teach full-time in a designated high-need subject area in a public or private elementary or secondary school that serves students from low-income families. Students must teach for at least four academic years within eight calendar years of completing the program of study. Failure to complete the service obligation results in all TEACH grant funds being converted to a Federal Direct Unsubsidized Stafford Loan, with interest accrued and capitalized from the date of original disbursement. For more information, contact the Office of Financial Aid. **TEACH grant is subject to continued Federal funding.

New York State Tuition Assistance Program (TAP)

Awards vary, based on New York State net taxable income. Students whose families have NYS net taxable incomes of under $80,000 may be eligible for TAP awards. Students must be New York State residents for one year before beginning college and attend full time. Each year, students must file a separate TAP application, which is part of the electronic FAFSA. In order to receive TAP and/or HEOP, students must be registered full time and maintain at least the standards of academic progress noted in STANDARDS OF ACADEMIC PROGRESS.

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New York State Aid for Part Time Study (APTS): Matriculated students registered for 3-11 credits per semester who meet designated guidelines for need and academic progress may apply for New York State Aid for Part Time Study (APTS). Contact the Financial Aid Office for applications and instructions.

Other State Awards*

• New York State Indian Aid grants of up to $500 per semester are available to qualified Native American students.
• Special Awards and Scholarships are also available. These include Regents Awards for Children of Deceased or Disabled Veterans; Memorial Scholarships for families of deceased firefighters, volunteer firefighters, police officers, peace officers, and emergency medical service workers; Veterans Tuition Awards for veterans who served in Vietnam, the Persian Gulf, and Afghanistan. Please refer to the NYS website (www.hesc.org) for additional information and awards.
• The Math & Science Teaching Incentive Program is a competitive award program to increase the number of Math & Science teachers. Recipients must agree to teach math or science for five years at a secondary school located within New York State. Note: New York State does not allow students to accept this award in conjunction with the federal TEACH grant.
• New York State Scholarships for Excellence valued at $500 or $1,500 are awarded to the top honor students graduating each year from a high school in New York State. A FAFSA must be filed to claim these scholarships which are renewable for a total of 8 full-time undergraduate semesters.

* Residents of the following states may apply for and receive their state scholarships at a college in New York State. Connecticut, Rhode Island, and Vermont.

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Higher Education Opportunity Program

Nazareth College participates in New York State’s Higher Education Opportunity Program (HEOP), which offers assistance to students from economically and educationally disadvantaged backgrounds. Students eligible to participate in this program have been clearly designated. Packages for these students are prepared with the advice of the HEOP Director. (See Special Admission Program)

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Federal Direct Loan Program (DL)
       Federal Direct Stafford Loan Program
 

These federal student loans are available through the U.S. Department of Education for matriculated students enrolled for 6 credit hours or more each semester. First time borrowers must complete entrance counseling and a Master Promissory Note (MPN) at www.studentloans.gov. Students are notified annually of their loan eligibility through the college’s award letter. They receive disclosure notices from the federal processor after a loan has been certified by the Financial Aid Office, and they are notified by Student Accounts once funds have been credited to their student account. At any point during the process a student may reduce the amount of the certified loan or decline the entire amount. Students are responsible for monitoring their own borrowing while at Nazareth College.

New borrowers after October 1, 1998 who have been employed as teachers for 5 consecutive school years may qualify for Stafford Loan forgiveness of up to a total of $17,500 provided that they: are not in student loan default; teach in a school that qualifies for Perkins Loan cancellation; and teach in a subject area relevant to their major (secondary level) or have demonstrated elementary curriculum teaching skills. For latest details of forgiveness programs please visit www.FederalStudentAid.ed.gov/tc.

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Consolidation and Deferments

Students who have borrowed under any single or combination of federal student loan programs are eligible for a Federal Consolidation Loan which may extend repayment beyond 10 years at an interest rate which is the weighted average of the underlying loans rounded to the nearest 1/8 of one percent capped at 8.25%. Student borrowers are eligible for a variety of loan deferments, for example, enrollment at half-time or greater, or forbearance for unemployment or economic hardship. Under forbearance, students are responsible for loan interest. Contact the Financial Aid Office for details and information about documentation required for eligibility.

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Additional Unsubsidized Federal Direct Stafford Loan

A dependent student whose parent has been denied a PLUS loan qualifies for an additional unsubsidized Federal Stafford Direct Loan. Total undergraduate borrowing eligibility under this program is $57,500, of which no more than $23,000 may be subsidized Federal Stafford Direct loans.

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Federal Direct Parent Loans (PLUS)

Federal Direct PLUS Loans are provided by the federal government to help parents of dependent undergraduate students finance their education. Parents may borrow up to the full annual cost of education less any other financial aid for each dependent undergraduate student. A current year FAFSA must be filed to be eligible for a PLUS loan. Please visit our website at http://www.naz.edu/financial-aid/types-of-aid/loans/loans-federal-plus-loans for the most current PLUS application process.

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Federal Office of the Ombudsman

Borrowers who experience unresolved issues with their school, lender or guarantee agency may contact the federal Office of the Ombudsman at (202) 401-4498 in Washington, D.C. or toll-free at (877) 557-2575.

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Federal Campus-Based Programs

Nazareth College participates in the three federal on-campus programs: Federal Supplemental Educational Opportunity Grants (FSEOG), Federal Perkins Loans and Federal Work Study (FWS) Program. Students must file a FAFSA yearly for a review of eligibility. Awards vary with individual circumstances, full- or part-time status and funding made available to the college by Congressional action. Undergraduate students already holding a bachelor’s degree are ineligible for FSEOG.

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Federal Supplemental Educational Opportunity Grants (FSEOG)

Federal grants ranging from $100 - $800 awarded to students who are Pell Grant recipients. Amounts vary based on the limited availability of funds. FAFSA must be filed annually. FSEOG is subject to continual Federal funding.

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Federal Perkins Loans

Federal Perkins Loans enable students with exceptional demonstrated need to meet part of their cost of education through low-interest borrowing. Because funds under this program are limited, the college normally restricts student eligibility to a maximum of $1,000 per year. Federal Perkins Loans carry a 5 percent interest rate beginning nine months after the student is no longer attending at least half time and are repayable within 10 years. First time recipients will be notified of signing procedures which also include completion of an entrance interview at www.mappingyourfuture.org. Perkins Loan funds are credited to student term bills on the first day of the semester and within 3 business days of when the note has been signed for fall semester and by the first day of spring semester.

Borrowers of Federal Perkins Loans are entitled to deferments of repayment for periods ranging from nine months to three years: for service in the Armed Forces; for volunteerism (Peace Corps, VISTA, ACTION); for temporary total disability; for financial hardship; for pregnancy/adoption; for qualified internships. Cancellation of portions of Federal Perkins Loan borrowing is available: for teaching in designated low income schools, teaching handicapped children and teaching in Head Start programs; for military service; for volunteer service; for serving as a law enforcement or corrections officer; and because of death or permanent total disability.

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Federal Work Study Program

Students awarded Federal Work Study as part of their financial aid receive preference for placement in on-campus jobs or in the college’s Partners For Learning/Serving programs of community service. It is the student’s own responsibility to follow through with placement procedure and be a willing worker. Awards normally correspond to employment of 10 hours per week or less during the academic year at a wage rate of $8.30 per hour. Students are paid by check or direct deposit to a personal account of their choice every two weeks for hours worked. Because they receive direct payment, the FWS award is not credited the student’s term bill.

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Veteran Benefits

 Students may be eligible for veteran educational benefits. Consult the local Veterans Administration Office or the Senior Assistant Director of Financial Aid regarding for current Veteran educational awards information.

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Other Outside Awards

 Students are encouraged to apply for any outside grants and scholarships for which they may be eligible. VESID, Social Security Administration and Bureau of Indian Affairs are examples of outside agencies which help qualified students.

Applications for the Work Incentive program are made through the New York State Department of Social Services.

All scholarships from sources outside the Nazareth College campus must be reported to the Financial Aid Office as soon as they are awarded. Checks in support of these awards should be directed to the Financial Aid Office. Federal regulations require that all known sources of assistance be taken into account in determining the fulfillment of demonstrated need for student aid. For this reason, it is the policy of the college to utilize outside scholarships in the following manner:
• To reduce any unmet federal demonstrated need
• To reduce student self help in the form of Federal Work Study, Perkins or Stafford Loans
• When Nazareth gift plus outside scholarships total more than the cost of tuition, to reduce campus gift assistance as appropriate to individual circumstances.

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Rights and Responsibilities of Recipients

Students seeking financial assistance are responsible for filing timely, valid applications for the programs under which they may request aid. Additional information regarding applications and all student financial aid rights and responsibilities may be obtained from the Financial Aid Office, Smyth Hall, room 43.

Request for review of financial aid awards must be made in writing to the Director of Financial Aid and be accompanied by suitable photocopied documentation. Such requests will be reviewed by a financial aid committee including the Director and Vice President for Enrollment.

Students who have lost financial aid eligibility because of previous unsuccessful academic progress should write to the Director of Financial Aid requesting review as soon as they can present an overall academic record that fully meets the College’s published guidelines for successful academic progress.

Male students must have on file confirmation that they have registered with the Selective Service (the Draft) or that they are not required to do so before the college will disburse Federal student aid. Students reaching their 18th birthday while matriculated at Nazareth must register promptly.

Students are responsible to document and make any appropriate revisions whenever Social Security Administration records report a mismatch of information on their Federal Aid Application (FAFSA).

Students who are non-citizens but hold a permanent resident certificate must be able to document their eligibility to receive assistance from Federal student aid programs. Wherever direct computer matched documentation from Immigration and Naturalization Service cannot be made, students may be required to obtain from INS a completed Form G640.

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Verification

The U.S. Department of Education randomly selects approximately 30% of the FAFSA forms that are filed for a process called ‘verification’. If your FAFSA is selected for verification, you will be required to provide a signed copy of your parent’s and your income tax return and w-2 forms (i.e. 2010 taxes for the 2011-12 academic year). In addition, you must complete a Federal Verification Worksheet in order to verify household and untaxed income information. The Federal Verification is available at http://www.naz.edu/financial-aid/forms. Students will be contacted via their Nazareth College email if they are selected for federal verification. The required information must be provided within 30 days of request in order to receive any federal financial aid. For returning students, financial aid packages will not be completed until verification requirements are satisfactorily completed.

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Enrollment Status Verification

Nazareth College participates in the National Student Clearinghouse (NSC) located in Herndon, Virginia. At least four times a semester (before classes begin; at the close of registration; after the last day to withdraw and receive a grade of W; and on the last class day of term) the college submits a computer file of students’ enrollment status to the Clearinghouse which, in turn, supplies verification of enrollment to all lending institutions and the National Student Loan Data System (NSLDS). All loan deferment forms are forwarded to the NSC. Nazareth College does not supply this information directly to lending institutions.

If a student has registered late and/or had a drop/add/withdrawal processed to the term registration, this information may not be reported to the Clearinghouse until the next submission. The Clearinghouse asks that if a student receives a collection letter, the student is to follow the procedures as outlined.

• Call the lending agency to see if a deferment form was received between the time the Clearinghouse supplied the information and the lending agency sent the collection letter.
• You may verify your enrollment status by accessing the Clearinghouse website: www.nslc.org. In the “Students” section, you may confirm your own status and verify that your lender is using the Clearinghouse to supply enrollment data.
• If an emergency exists, e.g. a student is being threatened with default, the Records Assistant (585-389-2803) may be able to intervene on the student’s behalf by faxing a verification of enrollment letter to the lending agency.

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Default

Recipients of student aid of any description may not be in default on a student loan taken to attend any institution nor owe a refund to a federal grant program at any institution. Additional documentation from sources such as a previous lender or guarantee agency may be required to update records. Parents borrowing on behalf of a dependent student must also clear federal review demonstrating that they themselves are not in default on any student loan or owe repayment of any federal monies.

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Standards of Academic Progress (SAP)

Federal Financial Aid

For the purpose of receiving federal financial aid, satisfactory academic progress (SAP) is defined as earning a minimum number of credits to be measured at the end of the spring semester annually and maintaining a minimum cumulative grade point average (GPA). It is expected that students will successfully complete a degree within six years of study or its part-time equivalent. Failure to meet these minimum requirements will result in loss of eligibility for college and federal financial assistance.

Transfer students will be placed according to total credits accepted toward the student’s academic program and years of previous study.

To meet the standards, students must:

A course withdrawal which resulted in a “W” grade will result in zero credits earned.

Incomplete grades not resolved by the date specified on the academic calendar will result in a “F” grade and zero credits earned.

Repeated coursework for which the student has already received credit will result in zero additional cumulative credits earned. For further information regarding see Repeating A Course.

Note: Students placed on academic probation or part-time status by the Academic Standards Committee who do not meet the minimum guidelines above will be subject to lost or reduced financial aid eligibility.

Students may be eligible to receive a one-time waiver for federal aid if one of the following circumstances has resulted in failure to meet the stated requirements:
1. Death of a relative
2. Personal injury/illness
3. Other extenuating circumstance if it directly resulted in your failure to meet the requirements.

To be considered for a waiver, students must submit a written appeal to the Director of Financial Aid immediately. The written appeal must include (a) information indicating why the student failed to make SAP and (b) what has changed in the student’s situation that would allow the student to demonstrate satisfactory academic progress at the next evaluation. Only students that will be able to meet the SAP cumulative GPA and cumulative credits earned by the next evaluation will be considered for approval. The Academic Standards Committee reviews all appeal requests and makes the final decision.

If the waiver is granted, the student will be considered to be on financial aid probation. A student on financial aid probation may receive federal funds for one payment period however, the students’ academic progress must improve to meet the minimum requirements prior to the start of the following semester. Students may not receive two consecutive probations.

Without a waiver, a student may receive federal grants, Perkins loans, and work-study funds upon reestablishment of satisfactory academic progress. For Stafford Direct and PLUS loans, eligibility is regained for the entire period of enrollment (academic year).

New York State Financial Aid

Note that the satisfactory academic progress guidelines for NYS aid differ from the federal satisfactory academic progress criteria

New York State Aid – Academic Progress Guidelines:

State requirements demand that students must meet the “standards of program pursuit,” defined by state regulations as receiving a passing or failing grade in a certain percentage of a full-time course load.

Non-HEOP Students:

HEOP Students:

* Only students enrolled in the HEOP program are eligible for ten TAP payments. The maximum number of payments for all other students is eight. 

** Incomplete course credits cannot be included unless they are resolved to a passing or failing grade by the end of the following term. A completed course that results in an “F” grade is included in the credits completed in the previous semester. Only passing grades are included in the number of courses earned. 

Note: Students placed on academic probation or part-time status by the Academic Standards Committee who do not meet the minimum guidelines above will be subject to lost or reduced financial aid eligibility. 

Loss of Good Academic Standing: Students who lose good academic standing in a term when they receive a state grant or scholarship are not eligible for an award for the next term. 

Reinstatement of Good Academic Standing: Students who have lost good academic standing may restore this standing in one of the following ways:

1. make up past academic deficiencies by completing one or more terms of study without receiving any state grants or scholarships;
2. be readmitted to school after an absence of at least one calendar year; or
3. transfer to another institution; or
4. be granted a waiver.

One-time Waiver: NYS permits students to receive a one-time waiver of the good academic standing requirement as an undergraduate student. Note: Students are required to maintain a “C“average (2.0 cumulative GPA) after receiving the equivalent of two or more full years of NYS aid. Waivers of the “C” average requirement are separate from the one-time waiver and may be granted more than once if circumstances warrant. 

Students may be eligible to receive a waiver for state aid if one of the following extenuating circumstances has resulted in failure to meet the stated requirements:

1.      Death of a relative

2.      Personal injury/illness

3.      Other extenuating circumstance if it directly resulted in your failure to meet the NYS requirements.

To be considered for a waiver, you must submit a written appeal to the Director of Financial Aid. The Academic Standards Committee reviews all appeal requests and makes the final decision. If the waiver is granted, your NYS awards will be reinstated for the semester; however, your academic progress must improve to meet the minimum requirements prior to the start of the following semester.

Note: “W” grades will not satisfy this requirement. Grades for repeated courses, for which students have already received credit (D , D, D+, C-) are excluded when calculating the semester hours required for TAP eligibility. Full time students repeating a course for which they have already received credit must carry 12 additional hours to be eligible for certification for TAP and other New York State programs. All students who have applied and been found financially eligible for TAP will be certified by the College if they are registered full time as of the TAP Certification Date. (See Academic Calendar for the Fall and Spring semester TAP certification dates.

Nazareth College Financial Aid (Scholarships)
All scholarships require full-time attendance. Scholarship eligibility is reviewed annually based on cumulative GPA. If the minimum requirement is not met, one semester of probation is granted. After the probationary period, if the cumulative GPA remains below the requirement, the scholarship will be reduced by 20% of the value. If, after subsequent semesters, the GPA requirement is met, full reinstatement of the award may be requested. Waivers of this policy are not granted.

Scholarship                                                                              Minimum Cumulative GPA

Presidential                                                                              3.25

Dean’s, Founder’s, Transfer, Phi Theta Kappa                           3.0

Trustee                                                                                      2.5

Class of 1928, Regional, Campus Diversity, Heritage,
RCSD, Art, Music, Theatre, TSST, Naz Grant                               2.0

Room Grant                                                                               2.0 (and must reside in on-campus housing)

Note: Students placed on academic probation or part-time status by the Academic Standards Committee who do not meet the minimum guidelines above may be subject to lost or reduced financial aid eligibility.

Nazareth College Merit Scholarships

Nazareth College has a wide range of merit scholarships that are awarded by the Admissions Committee at the time of acceptance. Merit Scholarships are based on an exceptionally strong academic record. Financial need is not a factor in consideration for these awards. No separate application is necessary. All scholarships require full-time attendance. Scholarships do not increase annually with cost increases.

Nazareth College Scholarships may be used toward tuition charges only. When combined with other grants, scholarships, or benefits restricted to tuition charges (i.e. NYS TAP, Veteran’s/ROTC tuition benefits, Tuition Exchange, etc.), the combination may not exceed full tuition. In cases where the combined awards exceed tuition, the Nazareth College Scholarship/Grant will be reduced accordingly.

Presidential Scholarship: Eligible recipients must have either a reported high school GPA of 95.51+ or have a SAT score of 1200+. Renewal requires a 3.25 Nazareth College cumulative GPA.

Dean’s Scholarship: Eligible recipients must have a reported high school GPA > 94.0. Renewal requires a 3.0 Nazareth College cumulative GPA.

Founders Scholarship: Eligible recipients must have a reported high school GPA > 91.5. Renewal requires a 3.0 Nazareth College cumulative GPA.

Trustee Scholarship: Eligible recipients must have a reported high school GPA > 89.0. Renewal requires a 2.5 Nazareth College cumulative GPA.

Rochester City School District Scholarship: Up to ten awards of $10,000 annually to regularly admitted students from public high schools in the Rochester City School District. Competitive based on strength of academic program and the number of eligible candidates. A 2.0 cumulative GPA must be maintained. This scholarship is in place of, not in addition to, the merit scholarships listed above.

Admitted students with a reported high school GPA below 89 may have an opportunity for other awards ranging from $5500 to $7500. They will be offered at the time of admission. The above scholarships are available only to first time entering freshmen. Transfer students are not eligible for these awards.

Nazareth College Other Scholarships/Grants
These scholarships/grants are awarded IN ADDITION TO any Nazareth College merit-based scholarships listed above:

Art, Music, Theatre, and Music Theatre Scholarships
Departmental faculty approve awards to entering students in these majors based on competitive review of portfolio or audition. Student must continue in the major for which the scholarship was awarded. Renewable for eight consecutive, full time undergraduate semesters provided a 2.0 cumulative GPA is maintained.

Campus Diversity Award
Granted to students who represent family backgrounds, life experiences, and academic interests atypical of the full time undergraduate student body.

Campus Room Grant
Renewable for eight consecutive full-time undergraduate semesters provided student resides in on-campus housing. Residents assistants (RA’s) and students receiving Tuition Exchange or Tuition Remission are ineligible for the campus room grant.

Transfer Student Scholarship
Consideration for transfer merit scholarships requires a minimum of 24 completed credit hours from the most recent transfer institution. The credits must be accepted into the students Nazareth College degree program. The students’ cumulative GPA from that institution will be used to determine the award amount. Full time enrollment and a 3.0 cumulative GPA must be maintained. Students not considered for merit scholarships may receive Nazareth College grant assistance based on strength of program, level of achievement, and demonstrated financial need (FAFSA required). In addition, transfer students may qualify for talent scholarships, Phi Theta Kappa Scholarship, Campus Diversity Scholarship and Campus Room Grant.

Phi Theta Kappa Scholarship
$1,000 per semester awarded to students transferring directly from a 2 year college program who are members of Phi Theta Kappa at the time they apply for admission to Nazareth College. A 3.0 cumulative GPA must be maintained. The Phi Theta Kappa award is contingent upon official verification of PTK membership, which must be received before June 30 to enroll in the fall term, or before October 31 to enroll in spring term.
You must apply for financial aid by completing the Free Application For Federal Student Aid (FAFSA) and demonstrate financial need to be considered for the following need-based grants:

Nazareth Heritage Awards
Need-based award of up to $3000 per year for entering first time freshman students whose parent or grandparent earned an undergraduate or graduate degree at Nazareth College. Awards are renewable for a maximum of 8 consecutive semesters: full time enrollment and satisfactory academic progress are required.

Purple and Gold Grants
Grants are awarded to help students with demonstrated need after all other awards are made. They are renewable for 8 semesters and can vary from year to year. Grants are only available to full time students.

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Regional Scholarship

Need-based award of up to $2000 per year for entering first time freshman students who graduated from a high school outside of New York State. Award is renewable for 8 consecutive full time, undergraduate semesters, provided a 2.0 cumulative GPA is maintained.

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Nazareth College Grants

Nazareth College Grants are awarded to selected students without regard to demonstrated need. A 2.0 GPA is required for renewal.

Most named and endowed scholarships from the list below are awarded only to students with proven academic records at Nazareth College who meet requirements set by award donors. When such a scholarship award is made, it typically replaces some or all of any form of campus gift assistance previously received by the student.

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