Financial Information

Student Accounts Information

• Tuition and Fees 2013-2014
  
• Payment
  
• Financial Responsibility
  
• Student Accounts’ Policy on the Reduction of Charges
• Title IV Refund Policy: Term Withdrawal, Financial Aid and Tuition Reduction Eligibility

Financial Aid Information

• General Information - Financial Aid
• Federal Pell Grants
• Federal TEACH Grant
• Grants for New York State Residents Tuition Assistance Program (TAP)
• Other State Awards*
• Higher Education Opportunity Program
• Federal Direct Stafford Loan Program (DL)
• Consolidation and Deferments
• Additional Unsubsidized Federal Direct Stafford Loan
• Federal Direct Parent Loans
• Federal Office of the Ombudsman
• Federal Campus-Based Programs
• Federal Supplmental Educational Opportunity Grants (FSEOG)
• Federal Perkins Loans
• Federal Work Study Program
• Veteran Benefits
• Other Outside Awards
• Rights and Responsibilities of Recipients
• Verification
• Enrollment Status Verification
• Default
• Standards of Academic Progess
• Nazareth College Scholarships

Tuition and Fees 2013-2014

 *Please note that tuition costs are anticipated, but are subject to change. Tuition and fees are pending Board of Trustee approval (April 2012).

*All residents, except apartments, must take a Board Plan. Please refer to the Chartwells’ website for specific meal plan information. www.dineoncampus.com/naz/

**Advance deposits are non-refundable, but are credited to the first-semester bill.

***Payable by those students who register after classes begin, or whose study program is not filed with the Registrar by August 28, 2013 or by January 13, 2014.

The expenses shown are for the 2013-2014 academic year. In addition to the expenses listed, we estimate that full time Nazareth College students will need $1,100 per academic year for books and supplies and that discretionary personal expenses will cost them at least $1,400.

In anticipation of the continuing need for acceleration of the academic development of the college, it is expected that tuition, room, board and fee increases will be required in each succeeding academic year. Nazareth College will continue its endeavor to limit such increases to reasonable levels.

Return to top

Payment

The final balance on your bill (after Financial Aid has been subtracted) is payable by cash, check, MasterCard, VISA, or Discover. Make checks payable to Nazareth College. Credit card payment can be made by following the link Pay Tuition Online found on the left margin of the Student Accounts’ website: (www.naz.edu/dept/studentaccounts/)

Students who have not satisfied their financial obligations by the due date are subject to a late payment fee of $250. Registration is not considered to be valid until financial obligations have been met.

Nazareth is happy to offer two payment plan options for paying your semester or full year tuition expenses interest free in monthly installments. The TuitionPay monthly payment plan offered through Sallie Mae is one option. A second option is with Tuition Management Systems, a division of KeyBank. Information is available on the Student Accounts’ website.

Please refer to the Student Accounts’ website for additional billing procedures and policies. (www.naz.edu/dept/studentaccounts/)

Return to top

Financial Responsibility

All students are responsible for any college debts they have incurred, including library fees, parking fines, tuition charges and related fees. If a college debt must be referred to outside sources for collection, the student will be responsible for paying additional collection costs including, but not limited to, attorney fees and disbursements. Note: Nazareth College reserves the right to withhold grades, transcripts, diplomas, or re-registration in those instances where financial obligations are not fulfilled.

Return to top

Student Accounts’ Policy on the Reduction of Charges

(Fall and Spring Semesters Only)
Students who withdraw completely from the college because of prolonged illness or other serious reasons beyond their control are granted reductions of tuition and room and board as follows (the amount of any reduction will be calculated from the day on which the notice of withdrawal, together with a request for a reduction is submitted in writing to the Center for Student Success or to the Registrar’s Office):

Tuition: Withdrawal within the first week of classes, 100% reduction; within the second week, 90% reduction; within the third week, 80%; within the fourth week, 50%; within the fifth and sixth weeks, 25%; after the sixth week of the term, no reduction.
Board: Reduction based on a pro rata basis.
Room: Reduction based on a pro rata basis during the first week. Same as tuition after first week.

For full time undergraduate students, the first Friday of the semester is the last day to reduce credit load (drop from full to part-time) without full tuition liability.

There is no reduction in tuition, room and board, or fees in the case of late entrance, absence, suspension, expulsion or dismissal. Bookstore vouchers are non-refundable. Financial aid will be adjusted accordingly. Refunds will be processed by the original method of payment.

Return to top

Federal Title IV Refund Policy: Term Withdrawal, Financial Aid, and Tuition Reduction Eligibility

Students must notify the Center for Student Success in person, in writing, or by telephone of their intention to withdraw from an individual course, all classes for the semester, or the program. Reduction of tuition charges will be based on this date of last attendance as received and recorded in the Registrar’s Office. Continued class attendance or academic contact after this date will cause an updated last date of attendance or academic contact to be considered the official withdrawal date. A subsequent change of mind will revert the official term withdrawal to the original date of notification. If no official notification is received and no other documentation of the dates is available, the midpoint of the semester will be used as the term withdrawal date. Dates for determining reduction of tuition charges are published in semester bulletins and Student Accounts’ Office materials. Fees are not subject to reduction.

Recipients of Federal Title IV student aid who withdraw from all classes in a semester (term withdrawal) earn eligibility for federal student aid on a daily proportioned basis up until 60% of the semester has passed. All days during the semester (except for breaks of 5 days or more and their attendant weekends) are counted. If a student has not earned all of their federal assistance by the date of their term withdrawal, funds are returned to federal programs in the following order: Federal Direct Subsidized Stafford Loans, Federal Direct Unsubsidized Stafford Loans, Federal Perkins Loans, Federal Direct PLUS Loans, Direct Graduate PLUS Loans, Federal Pell Grants, Federal SEOG, Federal TEACH Grant, other Title IV assistance. Lenders are notified of the student’s term withdrawal date. Students are responsible for repaying remaining loan funds according to the terms of their promissory notes. Federal Work Study earnings are not required to be repaid. Federal grant repayments owed by the student after school return of Federal funds are limited to 50% of the remaining unearned grant received. Note: Because tuition charges continue to be assessed by Student Accounts at a percentage rate higher than the rate at which federal policy considers Title IV student aid to be earned, students may incur a sizeable uncovered debt to Nazareth College when the college makes required repayment of unearned financial aid to its source. Gift assistance provided by Nazareth College continues to be credited in the same proportion as Student Accounts charges tuition.

Post withdrawal disbursements of federal student aid for which the student may be eligible will be made first from grant sources, then from loans. Within 14 days of determination of term withdrawal, the college will notify the student in writing the amount and type of funds available for post withdrawal disbursement together with explanation of the option to accept or decline all or part of this aid. The student must advise the college of his/her decision within 14 days or the potential disbursement is forfeit. Students will not be eligible for a late disbursement of their loan if it is the second disbursement of the loan e.g. a student borrows for fall and spring semesters, fall disbursement is received, student registers for spring but withdraws before disbursement is made. This student will not be eligible for the second disbursement of his/her loan.

Return to top

General Information - Financial Aid

Nazareth College encourages students who feel that they and their families are unable to afford the full cost of a private education to apply for all sources of financial aid for which they may be eligible.

Qualifying students will receive a financial aid “package” composed of a combination of scholarship, grant, loan and work study assistance, which will vary according to demonstrated need and individual circumstances. Awards are renewed annually, contingent upon satisfactory academic progress and program pursuit and, when applicable, timeliness of application and continued demonstrated need for assistance.* Scholarship students must meet other qualifications, such as maintaining a particular cumulative GPA (grade point average).

* See also Standards of Academic Progress later in this section for information on statisfactory academic progress standards which apply to all federal, state and Nazareth programs.

All inquiries about financial assistance and scholarships should be directed to the Financial Aid Office, Nazareth College by calling 585-389-2310 or emailing finaid@naz.edu.

Matriculated students enrolled in one of Nazareth College’s study abroad Residential Programs, Exchange Programs, or Short Term Programs and charged Nazareth College tuition will be eligible for Nazareth College Scholarships/Grants, NYS aid, and Federal aid as applicable. (Note, however, that room grants are not available during terms off study away from campus.) Matriculated students enrolled in another college or institution’s study abroad program and not paying Nazareth College tuition will not be eligible for Nazareth College Scholarships/Grants. The student must apply for and be approved for a consortium or contractual agreement through the Financial Aid Office to determine if Federal and/or NYS financial assistance is applicable.

Prospective applicants for financial aid should file a Free Application for Federal Student Aid (FAFSA) by the February 15 priority filing deadline. Early Decision candidates should file the College Scholarship Service’s Profile (CSS) form by December 1st and the FAFSA by February 15. Returning Nazareth students should file the renewal FAFSA no later than May 1 (April 1 for summer financial aid) each year. An additional application is required for the NYS TAP award.

Return to top

Federal Pell Grants

Federal Pell Grants are available from the federal government to help high need undergraduate students meet the cost of education. Application is made by completing the FAFSA each year. Upon receiving the Student Aid Report (SAR), students should review the document with care and make any necessary changes online. Grants vary according to Congressional appropriation, full-time or part-time status and cost of education. The maximum Federal Pell Grant is currently $5,645. Students who already earned a bachelor’s degree are not eligible.

Return to top

Federal TEACH Grant

The Teacher Education Assistance for College and Higher Education (TEACH) grant program provides grants of up to $2,000 per semester to qualified students. In exchange for receiving a TEACH grant, students must agree to teach full-time in a designated high-need subject area in a public or private elementary or secondary school that serves students from low-income families. Students must teach for at least four academic years within eight calendar years of completing the program of study. Failure to complete the service obligation results in all TEACH grant funds being converted to a Federal Direct Unsubsidized Stafford Loan, with interest accrued and capitalized from the date of original disbursement. For more information, contact the Office of Financial Aid. **TEACH grant is subject to continued Federal funding.

Return to top

New York State Tuition Assistance Program (TAP)

Awards vary, based on New York State net taxable income. Students whose families have NYS net taxable incomes of under $80,000 may be eligible for TAP awards. Students must be New York State residents for one year before beginning college and attend full time. Each year, students must file a separate TAP application, which is part of the electronic FAFSA. In order to receive TAP and/or HEOP, students must be registered full time and maintain at least the standards of academic progress noted in STANDARDS OF ACADEMIC PROGRESS.

New York State Aid for Part Time Study (APTS): Matriculated students registered for 3-11 credits per semester who meet designated guidelines for need and academic progress may apply for New York State Aid for Part Time Study (APTS). Contact the Financial Aid Office for applications and instructions.

Return to top

Other State Awards*

• New York State Aid to Native Americans and Native American Indians: Grant amounts very are available to qualified Native American students.
• Special Awards and Scholarships are also available. These include Regents Awards for Children of Deceased or Disabled Veterans; Memorial Scholarships for families of deceased firefighters, volunteer firefighters, police officers, peace officers, and emergency medical service workers; Veterans Tuition Awards for veterans who served in Vietnam, the Persian Gulf, and Afghanistan. Please refer to the NYS website (www.hesc.org) for additional information and awards.
• The Math & Science Teaching Incentive Program is a competitive award program to increase the number of Math & Science teachers. Recipients must agree to teach math or science for five years at a secondary school located within New York State. Note: New York State does not allow students to accept this award in conjunction with the federal TEACH grant.
• New York State Scholarships for Excellence valued at $500 or $1,500 are awarded to the top honor students graduating each year from a high school in New York State. A FAFSA must be filed to claim these scholarships which are renewable for a total of 8 full-time undergraduate semesters.

* Residents of the following states may apply for and receive their state scholarships at a college in New York State. Connecticut, Rhode Island, and Vermont.

Return to top

Higher Education Opportunity Program

Nazareth College participates in New York State’s Higher Education Opportunity Program (HEOP), which offers assistance to students from economically and educationally disadvantaged backgrounds. Students eligible to participate in this program have been clearly designated. Packages for these students are prepared with the advice of the HEOP Director. (See Special Admission Program)

Return to top

Federal Direct Loan Program (DL)

These federal student loans are available through the U.S. Department of Education for matriculated students enrolled for 6 credit hours or more each semester. First time borrowers must complete entrance counseling and a Master Promissory Note (MPN) at www.studentloans.gov. Students are notified annually of their loan eligibility through the college’s award letter. They receive disclosure notices from the federal processor after a loan has been certified by the Financial Aid Office, and they are notified by Student Accounts once funds have been credited to their student account. At any point during the process a student may reduce the amount of the certified loan or decline the entire amount. Students are responsible for monitoring their own borrowing while at Nazareth College.

www.FederalStudentAid.ed.gov/tc.New Federal loan borrowers after October 1, 1998 who have been employed for at least five consecutive, complete school years as a full-time teacher in an elementary or secondary school designated as a low-income school may qualify for Stafford Loan forgiveness of up to $17,500. Additional requirements include not being in student loan default; not receiving a benefit for the same teaching service through the AmeriCorps Program; at least one of the five years of qualifying teaching service must be after the 1997-98 academic year; and the loan for which forgiveness is sought was received before the end of the student’s fifth year of qualifying teaching. To find out whether your school is considered a low-income school or for more details on teacher loan forgiveness programs please visit www.FederalStudentAid.ed.gov/tc

Return to top

Consolidation and Deferments

Students who have borrowed under any single or combination of federal student loan programs are eligible for a Federal Consolidation Loan which may extend repayment beyond 10 years at an interest rate which is the weighted average of the underlying loans rounded to the nearest 1/8 of one percent capped at 8.25%. Student borrowers are eligible for a variety of loan deferments, for example, enrollment at half-time or greater, or forbearance for unemployment or economic hardship. Under forbearance, students are responsible for loan interest. Contact the Financial Aid Office for details and information about documentation required for eligibility.

Return to top

Additional Unsubsidized Federal Direct Stafford Loan

A dependent student whose parent has been denied a PLUS loan qualifies for an additional unsubsidized Federal Stafford Direct Loan. Total undergraduate borrowing eligibility under this program is $57,500, of which no more than $23,000 may be subsidized Federal Stafford Direct loans.

Return to top

Federal Direct Parent Loans (PLUS)

Federal Direct PLUS Loans are provided by the federal government to help parents of dependent undergraduate students finance their education. Parents may borrow up to the full annual cost of education less any other financial aid for each dependent undergraduate student. A current year FAFSA must be filed to be eligible for a PLUS loan. Please visit our website at http://www.naz.edu/financial-aid/types-of-aid/loans/loans-federal-plus-loans for the most current PLUS application process.

Return to top

Federal Office of the Ombudsman

Borrowers who experience unresolved issues with their school, lender or guarantee agency may contact the federal Office of the Ombudsman at (202) 401-4498 in Washington, D.C. or toll-free at (877) 557-2575.

Return to top

Federal Campus-Based Programs

Nazareth College participates in the three federal on-campus programs: Federal Supplemental Educational Opportunity Grants (FSEOG), Federal Perkins Loans and Federal Work Study (FWS) Program. Students must file a FAFSA yearly for a review of eligibility. Awards vary with individual circumstances, full- or part-time status and funding made available to the college by Congressional action. Undergraduate students already holding a bachelor’s degree are ineligible for FSEOG.

Return to top

Federal Supplemental Educational Opportunity Grants (FSEOG)

Federal grants ranging from $100 - $1,000 awarded to students who are Pell Grant recipients. Amounts vary based on the limited availability of funds. FAFSA must be filed annually. FSEOG is subject to continual Federal funding.

Return to top

Federal Perkins Loans

Federal Perkins Loans enable students with exceptional demonstrated need to meet part of their cost of education through low-interest borrowing. Because funds under this program are limited, the college normally restricts student eligibility to a maximum of $2,000 per year. Federal Perkins Loans carry a 5 percent interest rate beginning nine months after the student is no longer attending at least half time and are repayable within 10 years. First time recipients will be notified of signing procedures which also include completion of an entrance interview and master promissory note at https://ipromise.campuspartners.com. Perkins Loan funds are credited to student term bills on the first day of the semester and within 3 business days of when the note has been signed for fall semester and by the first day of spring semester.

Borrowers of Federal Perkins Loans are entitled to deferments of repayment for periods ranging from nine months to three years: for service in the Armed Forces; for volunteerism (Peace Corps, VISTA, ACTION); for temporary total disability; for financial hardship; for pregnancy/adoption; for qualified internships. Cancellation of portions of Federal Perkins Loan borrowing is available: for teaching in designated low income schools, teaching handicapped children and teaching in Head Start programs; for military service; for volunteer service; for serving as a law enforcement or corrections officer; and because of death or permanent total disability.

Return to top

Federal Work Study Program

Students awarded Federal Work Study as part of their financial aid receive preference for placement in on-campus jobs or in the college’s Partners For Learning/Serving programs of community service. It is the student’s own responsibility to follow through with placement procedure and be a willing worker. Awards normally correspond to employment of 10 hours per week or less during the academic year at a wage rate of $8.50 per hour. Students are paid by check or direct deposit to a personal account of their choice every two weeks for hours worked. Because they receive direct payment, the FWS award is not credited the student’s term bill.

Return to top

Veteran Benefits

Students may be eligible for veteran educational benefits. Consult the local Veterans Administration Office or the Senior Assistant Director of Financial Aid regarding Veteran educational awards information.

Return to top

Other Outside Awards

Students are encouraged to apply for any outside grants and scholarships for which they may be eligible. VESID, Social Security Administration and Bureau of Indian Affairs are examples of outside agencies which help qualified students.

Applications for the Work Incentive program are made through the New York State Department of Social Services.

All scholarships from sources outside the Nazareth College campus must be reported to the Financial Aid Office as soon as they are awarded. Checks in support of these awards should be directed to the Financial Aid Office. Federal regulations require that all known sources of assistance be taken into account in determining the fulfillment of demonstrated need for student aid. For this reason, it is the policy of the college to utilize outside scholarships in the following manner:
• To reduce any unmet federal demonstrated need
• To reduce student self help in the form of Federal Work Study, Perkins or Stafford Loans
• When Nazareth gift plus outside scholarships total more than the cost of tuition, to reduce campus gift assistance as appropriate to individual circumstances.

Return to top

Rights and Responsibilities of Recipients

Students seeking financial assistance are responsible for filing timely, valid applications for the programs under which they may request aid. Additional information regarding applications and all student financial aid rights and responsibilities may be obtained from the Financial Aid Office, Smyth Hall, room 43.

Request for review of financial aid awards must be made in writing to the Director of Financial Aid and be accompanied by suitable photocopied documentation. Such requests will be reviewed by a financial aid committee including the Director and Vice President for Enrollment.

Students who have lost financial aid eligibility because of previous unsuccessful academic progress should write to the Director of Financial Aid requesting review as soon as they can present an overall academic record that fully meets the College’s published guidelines for successful academic progress.

Male students must have on file confirmation that they have registered with the Selective Service (the Draft) or that they are not required to do so before the college will disburse Federal student aid. Students reaching their 18th birthday while matriculated at Nazareth must register promptly.

Students are responsible to document and make any appropriate revisions whenever Social Security Administration records report a mismatch of information on their Federal Aid Application (FAFSA).

Students who are non-citizens but hold a permanent resident certificate must be able to document their eligibility to receive assistance from Federal student aid programs. Wherever direct computer matched documentation from Immigration and Naturalization Service cannot be made, students may be required to obtain from INS a completed Form G640.

Return to top

Verification

The U.S. Department of Education randomly selects approximately 30% of the FAFSA forms that are filed for a process called ‘verification’. If your FAFSA is selected for verification, you will be required to either authorize the IRS date match on your FAFSA form or provide copies of official IRS tax transcripts. Copies of actual tax return are no longer permitted. In addition, you must complete a Federal Verification Worksheet in order to verify household and untaxed income information. The Federal Verification is available at http://www.naz.edu/financial-aid/forms. Students will be contacted via their Nazareth College email if they are selected for federal verification. The required information must be provided within 30 days of request in order to receive any federal financial aid. For returning students, financial aid packages will not be completed until federal verification requirements are satisfactorily completed.

Return to top

Enrollment Status Verification

Nazareth College participates in the National Student Clearinghouse (NSC) located in Herndon, Virginia. At least four times a semester (before classes begin; at the close of registration; after the last day to withdraw and receive a grade of W; and on the last class day of term) the college submits a computer file of students’ enrollment status to the Clearinghouse which, in turn, supplies verification of enrollment to all lending institutions and the National Student Loan Data System (NSLDS). All loan deferment forms are forwarded to the NSC. Nazareth College does not supply this information directly to lending institutions.

If a student has registered late and/or had a drop/add/withdrawal processed to the term registration, this information may not be reported to the Clearinghouse until the next submission. The Clearinghouse asks that if a student receives a collection letter, the student is to follow the procedures as outlined.

• Call the lending agency to see if a deferment form was received between the time the Clearinghouse supplied the information and the lending agency sent the collection letter.
• You may verify your enrollment status by accessing the Clearinghouse website: www.nslc.org. In the “Students” section, you may confirm your own status and verify that your lender is using the Clearinghouse to supply enrollment data.
• If an emergency exists, e.g. a student is being threatened with default, the Records Assistant (585-389-2803) may be able to intervene on the student’s behalf by faxing a verification of enrollment letter to the lending agency.

Return to top

Default

Recipients of student aid of any description may not be in default on a student loan taken to attend any institution nor owe a refund to a federal grant program at any institution. Additional documentation from sources such as a previous lender or guarantee agency may be required to update records. Parents borrowing on behalf of a dependent student must also clear federal review demonstrating that they themselves are not in default on any student loan or owe repayment of any federal monies.

Return to top

Standards of Academic Progress (SAP)

Federal Financial Aid

Federal regulations require that schools monitor the academic progress of every federal financial aid recipient and certify that the student is making satisfactory academic progress toward earning his/her degree. Federal standards of satisfactory academic progress (SAP) include aqualitative (GPA) measurement, a quantitative (PACE) measurement, and a maximum time frame measurement. If one of the measures is not being met, the student is not making SAP. SAP is measured at the end of each payment period, specifically end of fall semester, end of spring semester, and end of summer II- combining Summer I and Summer II courses. All academic coursework taken at anytime a student is in attendance at Nazareth must be included in determining Satisfactory Academic Progress.

(Note: Due to the timing of SAP review, financial aid previously awarded for future terms will be revoked immediately if SAP requirements are not being met.)

Students who fail to meet the GPA or PACE satisfactory academic progress standards will be placed on financial aid warning; no action is required by the student. Financial aid warning lasts for one payment period only, during which the student may continue to receive federal financial aid. Students who fail to meet the GPA and PACE satisfactory progress after the warning period will lose their federal aid eligibility unless they successfully appeal and are placed on financial aid probation, with or without an academic plan. (See details below). Students who have reached the maximum time frame are no longer eligible for federal aid; they are not eligible for financial aid warning or financial aid probation.

Students will be notified, in writing, by the Nazareth College Financial Aid Office if they have been placed on financial aid warning or financial aid probation.  

(Note: Readmitted students that are allowed to return to Nazareth after a period of non-enrollment may have some of their previous graded coursework removed from their academic records. Satisfactory Academic Progress regulations do not recognize any provision for academic amnesty or renewal.)

Qualitative Standard (GPA):

• Students (full or part-time) are required to maintain the following cumulative GPA

Cumulative GPA will be measured every payment period. Students in the first year of college are evaluated as freshman even if they have advanced class standing due to college-level credits earned in high school.

Quantitative (Pace) Standard:

• Undergraduate students must complete a minimum percentage of cumulative attempted credits, or PACE.  Students must maintain a minimum pace of 67%.
• PACE is calculated by dividing the cumulative credit hours earned by the cumulative credit hours attempted.  Remedial courses are not counted in this calculation.

Maximum Time Frame:

• Undergraduate students are limited to a total of 180 attempted credits.  Students will not be eligible for financial aid warning or financial aid probation once they have reached their maximum time frame.

Following indicates Nazareth College policy on credits attempted, credits earned and GPA calculation. PACE and maximum time frame are directly affected by attempted credits and earned credits.  

Transfer Credits:

•  Transfer credits accepted toward the student’s current program (including consortium agreements and Study Abroad courses) are counted in both cumulative credits attempted and cumulative credits completed. Grades earned in transfer credits are not included in cumulative GPA.

Course Withdrawal (W) and Incomplete Coursework (I):

• Courses that were dropped during Add/Drop period will neither be counted as credit attempted nor earned and will not be included in the cumulative GPA.
• Withdrawn coursework that results in a (W) grade will be counted in the cumulative credits attempted but zero credits earned. (W) grades are not included in the cumulative GPA calculation.
• An Immediate Leave of Absence or withdrawal from the college taken after the first week of the semester (up through the 10^th week of the semester) will result in (W) grades. 
• Failure to withdraw from a course(s) officially through the Registrar or to finish the requirements of an Incomplete (I) by the specified date will result in an (F) grade. Courses assigned with a grade of (F) will be counted in cumulative credits attempted with zero credits earned and also be counted in the cumulative GPA.
• Incomplete coursework that is resolved by the specified date on the student’s incomplete petition form will result in a grade and the grade will be counted in the cumulative GPA. The credits will be counted in the cumulative credits attempted and the cumulative credits earned. The (I) grade remains on the transcript but the (I) grade is not counted in the cumulative GPA.

Repeated Coursework:

• Undergraduate students are eligible to receive federal financial aid for repeating a class one time. If a student received a grade for the first attempted class, those credits will be counted in the cumulative credits attempted and earned. The credits for the repeated class will be counted as additional credits attempted only and zero credits earned. The second grade is calculated in the cumulative GPA.

Financial Aid Warning:

• As stated earlier, a student failing to meet SAP standards, at the time of review, will be placed on financial aid warning for one payment period. The student will be eligible for federal aid during the financial aid warning period and no further action is required by the student.
• A student that meets SAP standards at the end of the financial aid warning term is eligible for continued federal aid. A student that does not meet SAP standards at the end of the financial aid warning term will not be eligible for federal aid in subsequent semesters until they meet SAP standards or successfully appeal and are placed on financial aid probation.

Financial Aid Appeal Process/ Academic Probation:

• If, at the end of the financial aid warning term, a student is still not meeting SAP requirements, the student may submit an appeal based on extenuating circumstances only. Extenuating circumstances would be considered personal illness or injury, a death of a close relative, or other special circumstances. The written appeal must be sent to the Director of Financial Aid and it must explain why satisfactory progress was not met and what has changed that will allow the minimum standards to be met. 
• If the appeal is approved by the financial aid office, the student will be placed on financial aid probation, with or without an academic plan, and will be eligible for federal financial aid during the probationary period.
• If it is determined that the student should be able achieve the SAP requirements by the end of the probation semester, the student will be placed on financial aid probation without an academic plan.  The student will be eligible for federal aid for the probation semester. If at the end of the probation semester, SAP standards are still not being met, the student cannot appeal again nor will he be eligible for federal aid until SAP requirements are achieved.
• If it is determined the student will require more than one payment period to achieve SAP standards, the student will be placed on financial aid probation with an academic plan.  The academic plan will be developed by the Academic Advisement Center in collaboration with the Financial Aid Office.  The student’s progress will be monitored at the end of each subsequent payment period by both offices to determine if the student is meeting the requirements of the academic plan. If the student is meeting the requirements of the academic plan, the student will be eligible to receive federal aid as long as the student continues to meet the requirements and is reviewed according to the requirements specified in the plan.

New York State Financial Aid

Note that the satisfactory academic progress guidelines for NYS aid differ from the federal satisfactory academic progress criteria

New York State Aid – Academic Progress Guidelines:

State requirements demand that students must meet the “standards of program pursuit,” defined by state regulations as receiving a passing or failing grade in a certain percentage of a full-time course load.

Non-HEOP Students receiving 1st TAP award in 2010-11 and thereafter:

HEOP Students receiving 1^st TAP award in 2006-07 and thereafter as well as non-HEOP students receiving 1^st TAP award in 2007-08 through 2009-10:

* Only students enrolled in the HEOP program are eligible for ten TAP payments. The maximum number of payments for all other students is eight. 

** Incomplete course credits cannot be included unless they are resolved to a passing or failing grade by the end of the following term. A completed course that results in an “F” grade is included in the credits completed in the previous semester. Only passing grades are included in the number of courses earned. 

Note: Students placed on academic probation or part-time status by the Academic Standards Committee who do not meet the minimum guidelines above will be subject to lost or reduced financial aid eligibility. 

Loss of Good Academic Standing: Students who lose good academic standing in a term when they receive a state grant or scholarship are not eligible for an award for the next term. 

Reinstatement of Good Academic Standing: Students who have lost good academic standing may restore this standing in one of the following ways:

1. make up past academic deficiencies by completing one or more terms of study without receiving any state grants or scholarships;
2. be readmitted to school after an absence of at least one calendar year; or
3. transfer to another institution; or
4. be granted a waiver.

One-time Waiver: NYS permits students to receive a one-time waiver of the good academic standing requirement as an undergraduate student. Note: Students are required to maintain a “C“average (2.0 cumulative GPA) after receiving the equivalent of two or more full years of NYS aid. Waivers of the “C” average requirement are separate from the one-time waiver and may be granted more than once if circumstances warrant. 

Students may be eligible to receive a waiver for state aid if one of the following extenuating circumstances has resulted in failure to meet the stated requirements:

1.      Death of a relative

2.      Personal injury/illness

3.      Other extenuating circumstance if it directly resulted in your failure to meet the NYS requirements.

To be considered for a waiver, you must submit a written appeal to the Director of Financial Aid. The Academic Standards Committee reviews all appeal requests and makes the final decision. If the waiver is granted, your NYS awards will be reinstated for the semester; however, your academic progress must improve to meet the minimum requirements prior to the start of the following semester.

Note: “W” grades will not satisfy this requirement. Grades for repeated courses, for which students have already received credit (D , D, D+, C-) are excluded when calculating the semester hours required for TAP eligibility. Full time students repeating a course for which they have already received credit must carry 12 additional hours to be eligible for certification for TAP and other New York State programs. All students who have applied and been found financially eligible for TAP will be certified by the College if they are registered full time as of the TAP Certification Date. (See Academic Calendar for the Fall and Spring semester TAP certification dates.

Nazareth College Financial Aid (Scholarships/Grants)
All scholarships and grants require full-time attendance. Scholarship eligibility is reviewed annually based on cumulative GPA. If the minimum requirement is not met, one semester of probation is granted. After the probationary period, if the cumulative GPA remains below the requirement, the scholarship will be reduced by 20% of the value. If, after subsequent semesters, the GPA requirement is met, full reinstatement of the award may be requested. Waivers of this policy are not granted. Need-based grant renewal is reviewed annually based on financial need as demonstrated by the Free Application for Federal Student Aid (FAFSA). Nazareth need-based grants also require a minimum 2.0 cumulative GPA for renewal.

Note: Students placed on academic probation or part-time status by the Academic Standards Committee who do not meet the minimum guidelines above may be subject to lost or reduced financial aid eligibility.

Return to top

Nazareth College Merit Scholarships

Nazareth College has a wide range of merit scholarships that are awarded by the Admissions Committee at the time of acceptance. Merit Scholarships are based on an exceptionally strong academic record. Financial need is not a factor in consideration for these awards. No separate application is necessary. All scholarships require full-time attendance. Scholarships do not increase annually with cost increases.

Nazareth College Scholarships may be used toward tuition charges only. When combined with other grants, scholarships, or benefits restricted to tuition charges (i.e. NYS TAP, Veteran’s/ROTC tuition benefits, Tuition Exchange, etc.), the combination may not exceed full tuition. In cases where the combined awards exceed tuition, the Nazareth College Scholarship/Grant will be reduced accordingly.

Presidential Scholarship: Eligible recipients must have either a reported high school GPA of 95.51+ or have a SAT score of 1200+. Renewal requires a 3.25 Nazareth College cumulative GPA.

Dean’s Scholarship: Eligible recipients must have a reported high school GPA > 94.0. Renewal requires a 3.0 Nazareth College cumulative GPA.

Founders Scholarship: Eligible recipients must have a reported high school GPA > 91.5. Renewal requires a 3.0 Nazareth College cumulative GPA.

Trustee Scholarship: Eligible recipients must have a reported high school GPA > 89.0. Renewal requires a 2.5 Nazareth College cumulative GPA.

Rochester City School District Scholarship: Up to ten awards of $12,500 annually to regularly admitted students from public high schools in the Rochester City School District. Competitive based on strength of academic program and the number of eligible candidates. A 2.0 cumulative GPA must be maintained. This scholarship is in place of, not in addition to, the merit scholarships listed above.

Admitted students with a reported high school GPA below 89 may have an opportunity for other awards ranging from $5500 to $8,000. They will be offered at the time of admission. The above scholarships are available only to first time entering freshmen. Transfer students and veterans or children of veterans eligible for veteran’s tuition benefits/yellow ribbon awards are not eligible for these awards.

Nazareth College Other Scholarships/Grants
These scholarships/grants are awarded IN ADDITION TO any Nazareth College merit-based scholarships listed above:

Art, Music, Theatre, and Music Theatre Scholarships
Departmental faculty approve awards to entering students in these majors based on competitive review of portfolio or audition. Student must continue in the major for which the scholarship was awarded. Renewable for eight consecutive, full time undergraduate semesters provided a 2.0 cumulative GPA is maintained.

Campus Diversity Award
Granted to students who represent family backgrounds, life experiences, and academic interests atypical of the full time undergraduate student body.

Campus Room Grant
Renewable for eight consecutive full-time undergraduate semesters provided student resides in on-campus housing. Residents assistants (RA’s) and students receiving Tuition Exchange, Tuition Remission, and Veteran’s Benefits are ineligible for the campus room grant.

Transfer Student Scholarship
Consideration for transfer merit scholarships requires a minimum of 17 completed credit hours from the most recent transfer institution. The credits must be accepted into the students Nazareth College degree program. The students’ cumulative GPA from that institution at the time of application will be used to determine the award amount. Full time enrollment and a 3.0 cumulative GPA must be maintained. Students not considered for merit scholarships may receive Nazareth College grant assistance based on strength of program, level of achievement, and demonstrated financial need (FAFSA required). In addition, transfer students may qualify for talent scholarships, Phi Theta Kappa Scholarship, Campus Diversity Scholarship and Campus Room Grant.

Phi Theta Kappa Scholarship
$1,000 per semester awarded to students transferring directly from a 2 year college program who are members of Phi Theta Kappa at the time they apply for admission to Nazareth College. A 3.0 cumulative GPA must be maintained. The Phi Theta Kappa award is contingent upon official verification of PTK membership, which must be received before June 30 to enroll in the fall term, or before October 31 to enroll in spring term.
You must apply for financial aid by completing the Free Application For Federal Student Aid (FAFSA) and demonstrate financial need to be considered for the following need-based grants:

Nazareth Heritage Awards
Need-based grant of up to $3000 per year for entering first time freshman only whose parent or grandparent earned an undergraduate or graduate degree at Nazareth College. Heritage Award candidates must indicate their interest for the award on the application for admission. Awards are renewable for a maximum of 8 consecutive semesters: full time enrollment and satisfactory academic progress are required.  Students must apply for financial aid with a completed FAFSA form and demonstrate financial need in order to qualify.

Purple and Gold Grants
Need-based grants are awarded to help students with demonstrated need after all other awards are made. They are renewable for 8 semesters and can vary from year to year based on financial need as demonstrated by a completed FAFSA. Grants are only available to full time students who meet satisfactory academic progress.

Return to top

Regional Award

Need-based award of up to $2,000 per year for entering first time freshman only who graduate from a high school outside of New York State. Award is renewable for 8 consecutive full time, undergraduate semesters, provided a 2.0 cumulative GPA is maintained.  Students must apply for financial aid with a completed FAFSA form and demonstrate financial need in order to qualify.

Return to top

Nazareth College Grants

Nazareth College Grants are awarded to selected students based upon to demonstrated need. A 2.0 GPA is required for renewal.

Most named and endowed scholarships from the list below are awarded only to students with proven academic records at Nazareth College who meet requirements set by award donors. When such a scholarship award is made, it typically replaces some or all of any form of campus gift assistance previously received by the student.

Return to Top