Financial Information

Bursar’s Office Information

Tuition and Fees 2005-2006
Payment
Financial Responsibility
Bursar’s Policy on the Reduction of Charges
Title IV Refund Policy: Term Withdrawal, Financial Aid and Tuition Reduction Eligibility

Financial Aid Information

General Information - Financial Aid
Federal Pell Grants
Grants for New York State Residents Tuition Assistance Program (TAP)
Other State Awards*
Higher Education Opportunity Program
Federal Family Education Loan Program (FFELP)
Consolidation and Deferments
Additional Unsubsidized Federal Stafford Loan
Parents’ Loans
Federal Office of the Ombudsman
Federal On-Campus Programs
Federal Supplmental Educational Opportunity Grants (FSEOG)
Federal Perkins Loans
Federal Work Study Program
Veteran Benefits
Other Outside Awards
Rights and Responsibilities of Recipients
Verification
Enrollment Status Verification
Default
Nazareth College Scholarships and Grants
Regional Scholarships
Nazareth College Grants

Tuition and Fees 2007-2008

*These tuition rates do not apply to the Doctorate in Physical Therapy (DPT) program years 4-6.

** All residents (except in Apartments) must take a Board Plan. Specific meal plan information can be found on the Nazareth College Dining Services website at: www.naz.edu/dining.

** Advance deposits are non-refundable, but are credited to the first semester bill.

*** Payable by those students who register after classes begin, or whose study program is not filed with the Registrar by August 29, 2005 or by January 16, 2006.

Departmental Fees per Semester

The expenses shown are for the 2005-2006 academic year. In addition to the expenses listed, we estimate that full time Nazareth College students will need $750 per academic year for books and supplies and that discretionary personal expenses will cost them at least $1,000.

In anticipation of the continuing need for acceleration of the academic development of the college, it is expected that tuition, room, board and fee increases will be required in each succeeding academic year. Nazareth College will continue its endeavor to limit such increases to reasonable levels.

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Payment

The final balance on your bill (after Financial Aid has been subtracted) is payable by cash, check, MasterCard or VISA. Make checks payable to Nazareth College. Credit card payment can be made by following the link Pay Tuition Online found on the left margin of the Bursar’s website: (www.naz.edu/dept/bursar/)

Students who do not return their student bill by the due date are subject to de-registration. There is a $100 re-registration fee. Registration is not considered to be valid until financial obligations have been met.

Since some students and parents prefer to pay expenses in equal installments throughout the year, Nazareth College offers this convenience through the TuitionPay Monthly Payment Plan from Academic Management Services, Inc. This plan is not offered as a summer payment option. Information is available in the Bursar’s office.

Please refer to the Bursar’s office website for additional billing procedures and policies. (www.naz.edu/dept/bursar/)

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Financial Responsibility

All students are responsible for any college debts they have incurred, including library fees, parking fines, tuition charges and related fees. If a college debt must be referred to outside sources for collection, the student will be responsible for paying additional collection costs including, but not limited to, attorney fees and disbursements. Note: Nazareth College reserves the right to withhold grades, transcripts, diplomas, or re-registration in those instances where financial obligations are not fulfilled.

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Bursar’s Policy on the Reduction of Charges

(Fall and Spring Semesters Only)
Students who withdraw completely from the college because of prolonged illness or other serious reasons beyond their control are granted reductions of tuition and room and board as follows (the amount of any reduction will be calculated from the day on which the notice of withdrawal, together with a request for a reduction is submitted in writing to the Director of Student Transition and the First Year Center or to the Registrar’s Office):

Tuition: Withdrawal within the first week of classes, 100% reduction; within the second week, 90% reduction; within the third week, 80%; within the fourth week, 50%; within the fifth and sixth weeks, 25%; after the sixth week of the term, no reduction.
Board: Reduction based on a pro rata basis. However, no reduction will be granted after the sixth week of the term.
Room: Reduction based on a pro rata basis during the first week. Same as tuition after first week.

There is no reduction in tuition, room and board, or fees in the case of late entrance, absence, suspension, expulsion or dismissal. Bookstore vouchers are non-refundable. Financial aid will be adjusted accordingly. Refunds will be processed by the original method of payment.

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Federal Title IV Refund Policy: Term Withdrawal, Financial Aid, and Tuition Reduction Eligibility

Students must notify the Registrar’s Office or the Director of Student Transition and the First Year Center in person, in writing, or by telephone of their intention to withdraw from an individual course, all classes for the semester, or the program. Reduction of tuition charges will be based on this date of notification as received and recorded in the Registrar’s Office. Continued class attendance or academic contact after this date will cause the last date of attendance or academic contact to be considered the official withdrawal date. A subsequent change of mind will revert the official term withdrawal to the original date of notification. If no official notification is received and no other documentation of the dates is available, the midpoint of the semester will be used as the term withdrawal date. Dates for determining reduction of tuition charges are published in semester bulletins and Bursar’s Office materials. Fees are not subject to reduction.

Recipients of Federal Title IV student aid who withdraw from all classes in a semester (term withdrawal) earn eligibility for federal student aid on a daily proportioned basis up until 60% of the semester has passed. All days during the semester (except for breaks of 5 days or more and their attendant weekends) are counted. If a student has not earned all of their federal assistance by the date of their term withdrawal, funds are returned to federal programs in the following order: Unsubsidized Federal Stafford Loans, Subsidized Federal Stafford Loans, Federal Perkins Loans, Federal PLUS Loans, Federal Pell Grants, Federal SEOG, other Title IV assistance. Lenders are notified of the student’s term withdrawal date. Students are responsible for repaying remaining loan funds according to the terms of their promissory notes. Federal Work Study earnings are not required to be repaid. Federal grant repayments owed by the student after school return of Federal funds are limited to 50% of the remaining unearned grant received. Note: Because tuition charges continue to be assessed by the Bursar at a percentage rate higher than the rate at which federal policy considers Title IV student aid to be earned, students may incur a sizeable uncovered debt to Nazareth College when the college makes required repayment of unearned financial aid to its source. Gift assistance provided by Nazareth College continues to be credited in the same proportion as the Bursar charges tuition.

Post withdrawal disbursements of federal student aid for which the student may be eligible will be made first from grant sources, then from loans. Within 14 days of determination of term withdrawal, the college will notify the student in writing the amount and type of funds available for post withdrawal disbursement together with explanation of the option to accept or decline all or part of this aid. The student must advise the college of his/her decision within 14 days or the potential disbursement is forfeit. Students will not be eligible for a late disbursement of their loan if it is the second disbursement of the loan e.g. a student borrows for fall and spring semesters, fall disbursement is received, student registers for spring but withdraws before disbursement is made. This student will not be eligible for the second disbursement of his/her loan.

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General Information - Financial Aid

Nazareth College encourages students who feel that they and their families are unable to afford the full cost of a private education to apply for all sources of financial aid for which they may be eligible.

Qualifying students will receive a financial aid “package” composed of a combination of scholarship, grant, loan and job assistance, which will vary according to demonstrated need and individual circumstances. Awards are renewed annually, contingent upon satisfactory academic progress and program pursuit and, when applicable, timeliness of application and continued demonstrated need for assistance.* Scholarship students must meet other qualifications, such as maintaining a particular GPA (cumulative grade point average).

* See also TAP standards (found in the Financial Information section) and Standards of Academic Progress under the Academic Information section for information on general college standards which apply to all federated programs.

All inquiries about financial assistance and scholarships should be directed to the Financial Aid Office, Nazareth College.

Currently matriculated students attending full-time and those admitted to a degree program are eligible to apply. Matriculated part-time students are also eligible for some programs. Students matriculated under “Early Admission” are not eligible until they complete their high school program. Students enrolled in a study abroad program approved for credit by the college will be considered enrolled and eligible for Title IV assistance processed by the college. For study abroad, students must qualify academically and apply for a consortium agreement at the Financial Aid Office.

Prospective applicants for financial aid should file a Free Application for Federal Student Aid (FAFSA) each year as soon after January 1 as accurate income information can be obtained. This form is the document necessary to apply for all types of federal student aid administered by the college. February 15 is the priority date for entering students to file the FAFSA application for campus gift assistance as well as Federal SEOG, Federal Work Study and Federal Perkins Loan Programs. Early Decision candidates should file the College Scholarship Service’s Profile form by December 1st and the FAFSA by February 15. Returning Nazareth students should file the Renewal FAFSA no later than April 15 each year. Separate applications are available for state grant programs such as TAP and for the various Federal Family Education Loan Program (FFELP) loans.

Financial aid awards to newly admitted students are made on a rolling basis, usually within two weeks of receipt of the electronically processed FAFSA at the Financial Aid Office. Awards may be renewed each undergraduate year provided that varying requirements such as timeliness of application, continued demonstrated need, successful grades or program participation are met. It is the policy of the college to maintain the commitment of financial assistance made for freshman year whenever justifiable.

Returning students who have filed their FAFSA in a timely fashion will hear about renewed awards in June. Unless otherwise indicated, awards are credited one half to each semester.

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Federal Pell Grants

Federal Pell Grants are available from the federal government to help high need undergraduate students meet the cost of education. Application is made by completing the FAFSA each year. Upon receiving the Student Aid Report (SAR), students should review the document with care and advise the college of any changes. Grants vary according to Congressional appropriation, full-time or part-time status and cost of education. The maximum Federal Pell Grant is currently $4,050. Students who already earned a bachelor’s degree are not eligible.

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Grants for New York State Residents Tuition Assistance Program (TAP)

Students who have been residents of New York for at least one year prior to entering college are eligible to apply. Applications are part of the electronic FAFSA. They are also sent to every New York State resident who files a paper FAFSA listing one or more colleges located in the State. Amounts of awards vary according to net taxable income from the family’s state income tax form, year in college and number in college full-time. According to student status, maximum awards range from $2,925 to $5,000 per academic year. Minimum award is now $500. Eligibility extends for eight semesters. Students who are under 35 years of age must meet separate and restrictive state guidelines for independence, even if they meet federal guidelines for independent student status. In order to receive TAP, students must be registered full time and maintain at least the standards of academic progress noted below.* Under current guidelines, students who have received four semesters of TAP must maintain at least a 2.0 overall GPA in order to be eligible for an award.**

State requirements also demand that students must meet the “standards of program pursuit,” defined by state regulations as receiving a passing or failing grade in a certain percentage of a full-time course load:

In each semester of study in the first year for which an award is made, the student must receive a passing or failing grade in at least six semester hours.

In each term of study in the second year for which an award is made, the student must receive a passing or failing grade in at least nine semester hours.

In each term of study in the third and each succeeding year for which an award is made, the student must receive a passing or failing grade in at least 12 semester hours.

Note: “W” grades will not satisfy this requirement. Also, when students repeat a course for which they have already received credit, they must carry 12 additional hours for certification for TAP and other New York programs.

Under extraordinary circumstances such as the serious illness of the student or a death in the student’s immediate family, a one-time, one-semester waiver of these standards is available. Written, documented appeals should be addressed to the Director of Financial Aid.

* Matriculated students registered for 3-11 credits per semester who meet designated guidelines for need and academic progress may apply for New York State Aid for Part Time Study (APTS). Contact the Financial Aid Office for applications and instructions. Students whose desire to attend full time is rendered impossible by a documented disability may receive TAP for matriculated registration of 3-11 credits.

** The above standards are minimal. The college reserves its right to implement its own probation policies.

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Other State Awards*

New York State Indian Aid grants of up to $1,000 per semester are available to qualified Native American students.

Special Regents Awards are available for veterans who served in Vietnam or the Persian Gulf, and to children of deceased or disabled veterans, police officers, firefighters and corrections officers.

New York State Scholarships for Excellence valued at $500 or $1,500 are awarded to the top honor students graduating each year from a high school in New York State. A TAP application must be filed to claim these scholarships which are renewable for a total of 8 full-time undergraduate semesters.

* Residents of the following states may apply for and receive their state scholarships at a college in New York State: Connecticut Department of Higher Education, 61 Woodland St., Hartford, CT 06105; Rhode Island Higher Education Assistance Authority; 274 Weybosset St., Providence, RI 02903; Vermont Student Assistance Corp., Champlain Mill, P.O. Box 2000, Winooski, VT 05404; Department of Human Services, Office of P.S. Education Research and Assistance, 1331 H St. N.W., Suite 600, Washington, D.C. 20005.

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Higher Education Opportunity Program

Nazareth College participates in New York State’s Higher Education Opportunity Program, which offers assistance to students from economically and educationally disadvantaged backgrounds. Students eligible to participate in this program have been clearly designated. Packages for these students are prepared with the advice of the campus director of the HEOP. (See Special Admission Program)

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Federal Family Education Loan Program (FFELP)
Federal Stafford Loan Program

These federal student loans are available through participating lending institutions for matriculated students enrolled for 6 credit hours or more each semester. Application is initiated by the indication of Stafford Loan eligibility on the annual award notice received by undergraduate students. The college transmits student loan eligibility data to the Higher Education Services Corporation (HESC) in Albany, New York. First time borrowers will need to sign a Master Promissory Note (MPN). This can be done electronically on the web at www.hesc.com. Select “Complete e-MPN” and use the federal PIN to authenticate your identity. Once an MPN has been generated, is signed and on file with either HESC or a lender, the student will not have to sign another promissory note for a period of up to ten years while in attendance at Nazareth College. Students are notified annually of their loan eligibility through the college’s award letter. They receive disclosure notices through their lender after a loan has been certified by the Financial Aid Office, and they are notified by the Bursar’s Office once funds have been credited to their student account. At any point during the process a student may reduce the amount of the certified loan or decline the entire amount. Students are responsible for monitoring their own borrowing while at Nazareth College. Not signing an application each year does not abrogate a student’s responsibility for being aware of their aggregate student loan borrowing during their enrollment at Nazareth College.

Maximum borrowing under this program is $2,625 per year for first year students, $3,500 for sophomores, and $5,500 for students who have earned 58 credits or more up to a maximum total undergraduate borrowing eligibility of $23,000. Students not matriculated but working toward a certificate in education granted by their home state are eligible to borrow as seniors but will be restricted to first year student levels if their coursework involves making up deficiencies before eligibility to study in an undergraduate program. All applicants must file the FAFSA, show a demonstrated need in order to borrow on a subsidized basis and complete an entrance interview before receiving a Federal Stafford Loan. Applicants who do not qualify for the federal interest subsidy on all or part of their borrowing request may borrow up to the total loan eligibility for their class year on an unsubsidized basis. Students borrowing for the first time for enrollment periods beginning July 1, 1994 or after hold variable interest loans with the rate capped at 8.25%. The interest rate is adjusted each year on July 1. Students who borrowed earlier may hold loans with a different interest rate, which their lender can confirm. Federal Stafford Loan borrowers are entitled to a grace period such that repayment begins six months after they are no longer enrolled at least half-time. Minimum repayments are $50 per month for the standard repayment plan and may extend up to 10 years or longer.

Annual loans are disbursed on a per semester basis. One semester loans currently require dual disbursement. Students receive one-half of the proceeds of their loan at the beginning of the semester, the remainder at the semester halfway point. Most lenders charge a 3 percent origination fee, which is deducted from the student’s loan proceeds. HESC currently waives the insurance fee of 1 percent. Electronic Funds Transfer (EFT) is made within 3 days of lender disbursement which may not be scheduled earlier than ten days before the beginning of a semester. Freshmen in their first semester of study may not receive loan disbursement until 30 days of the semester have passed.

New borrowers after October 1, 1998 who have been employed as teachers for 5 consecutive school years may qualify for Stafford Loan forgiveness of up to a total of $17,000 provided that they: are not in student loan default; teach in a school that qualifies for Perkins Loan cancellation; and teach in a subject area relevant to their major (secondary level) or have demonstrated elementary curriculum teaching skills.

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Consolidation and Deferments

Students who have borrowed under any single or combination of federal student loan programs are eligible for a Federal Consolidation Loan which may extend repayment beyond 10 years at an interest rate which is the weighted average of the underlying loans rounded to the nearest higher 1/8 of 1 percent capped at 8.25%. Student borrowers are eligible for a variety of loan deferments, for example, enrollment at half-time or greater, or forbearance for unemployment or economic hardship. Under forbearance, students are responsible for loan interest. Contact the Financial Aid Office or your lender for details and information about documentation required for eligibility.

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Additional Unsubsidized Federal Stafford Loan

Students who qualify as independent by federal guidelines and who have already borrowed the maximum for their class year under Federal Stafford Loans (subsidized or unsubsidized) may request additional unsubsidized borrowing. Freshmen and sophomores may request up to $4,000 per year, juniors and seniors up to $5,000 per year, not to exceed the cost of education less other financial aid received. Interest rates and borrower rights and responsibilities are the same as a Federal Stafford Loan received. Interest accrues on these loans while the borrower is in school. Dependent students whose parent has been denied a FPLUS loan become eligible to request this Additional Unsubsidized Federal Stafford Loan. Total undergraduate borrowing eligibility under this program is $23,000 in addition to the $23,000 maximum for the basic Federal Stafford Loan.

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Parents’ Loans

Parents of dependent undergraduate students may apply for a Federal Parents Loan for Undergraduate Students (FPLUS), available through participating banks and other lending institutions. Parents who are U.S. citizens or permanent residents with good credit histories may borrow up to the recognized cost of education less any other anticipated financial aid for each dependent student. Repayment begins 60 days after the loan is fully disbursed. Repayment of FPLUS loans may extend over a period of up to 10 years. The variable interest rate on FPLUS loans is capped at 9 percent. An origination fee of 3 percent is charged; HESC currently waives the 1% insurance fee. All FPLUS loans are co-payable to both the parent borrower and the college. Loan proceeds are credited by electronic funds transfer to the student’s account at the Bursar’s Office. After parents have signed an FPLUS Master Promissory Note (MPN), a Nazareth College request form confirming the desired borrowing amount suffices to initiate loans in future years.

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Federal Office of the Ombudsman

Borrowers who experience unresolved issues with their school, lender or guarantee agency may contact the federal Office of the Ombudsman at (202) 401-4498 in Washington, D.C. or toll-free at (877) 557-2575.

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Federal On-Campus Programs

Nazareth College participates in the three federal on-campus programs: Federal Supplemental Educational Opportunity Grants (FSEOG), Federal Perkins Loans and Federal Work Study (FWS) Program. Students must file a FAFSA yearly for a review of eligibility. Awards vary with individual circumstances, full- or part-time status and funding made available to the college by Congressional action. Undergraduate students already holding a bachelor’s degree are ineligible for FSEOG.

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Federal Supplemental Educational Opportunity Grants (FSEOG)

These grants are provided from a sum of money disbursed to the college by the federal government and are intended to assist students with exceptional demonstrated need such as Federal Pell Grant recipients. Students are technically eligible to receive from $100 to $4,000 per year. Funding levels are such that the college normally restricts FSEOG awards to a maximum of $1,000 per year.

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Federal Perkins Loans

Federal Perkins Loans enable students with exceptional demonstrated need to meet part of their cost of education through low-interest borrowing. Because funds under this program are limited, the college normally restricts student eligibility to a maximum of $1,500 per year. Federal Perkins Loans carry a 5 percent interest rate beginning nine months after the student is no longer attending at least half time and are repayable within 10 years. Maximum borrowing is $4,000 per year; a total of $20,000 for all undergraduate education. (See also Consolidation and Deferments) Students sign a Perkins Promissory Note which covers all Perkins Loan Program borrowing at Nazareth College for a period of up to 10 years. The first time you are awarded a Perkins Loan the Financial Aid Office will notify you of signing procedures. Perkins Loan funds are credited to student term bills within 3 business days of when the note has been signed for fall semester and by the first day of spring semester.

Borrowers of Federal Perkins Loans are entitled to deferments of repayment for periods ranging from nine months to three years: for service in the Armed Forces; for volunteerism (Peace Corps, VISTA, ACTION); for temporary total disability; for financial hardship; for pregnancy/adoption; for qualified internships. Cancellation of portions of Federal Perkins Loan borrowing is available: for teaching in designated low income schools, teaching handicapped children and teaching in Head Start programs; for military service; for volunteer service; for serving as a law enforcement or corrections officer; and because of death or permanent total disability.

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Federal Work Study Program

The Federal Work Study Program underwrites a portion of the earnings of eligible students, thereby creating more job opportunities supervised on campus. Students awarded Federal Work Study priority as part of their financial aid receive preference for placement in on-campus jobs or in the college’s Partners For Learning program of community service. It is the student’s own responsibility to follow through with placement procedure and be a willing worker. Awards normally correspond to employment of 10 hours per week or less during the academic year at a wage rate of $6.75 per hour. Students are paid by check or direct deposit to a personal account every two weeks for hours worked. Because they receive direct payment, FWS wages do not credit the student’s term bill.

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Veteran Benefits

Students may be eligible for GI, war orphan or other veteran benefits. Consult the local Veterans Administration Office or the Director of Financial Aid regarding eligibility. Veterans Administration forms for certification of enrollment for those eligible are available in the Registrar’s Office and must be completed by the Registrar.

It is the responsibility of the student who receives veterans’ benefits to sign in twice each month at the Registrar’s Office and notify the Registrar officially of any schedule changes and the dates of such changes.

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Other Outside Awards

Students are encouraged to apply for any outside grants and scholarships for which they may be eligible. VESID, Social Security Administration and Bureau of Indian Affairs (for information regarding aid to Native Americans) are examples of outside agencies which help qualified students.

Applications for the Work Incentive program are made through the New York State Department of Social Services.

Students are responsible for reporting all such awards to the Financial Aid Office. Need-based aid packages will be reviewed and adjusted to take account of additional funding. Students holding only honorary scholarships from the college are affected if outside awards cause the total of their grant assistance to exceed the cost of tuition.

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Rights and Responsibilities of Recipients

Students seeking financial assistance are responsible for filing timely, valid applications for the programs under which they may request aid. Additional information regarding applications and all student financial aid rights and responsibilities may be obtained from the Financial Aid Office, Smyth Hall, room 185.

Under Federal Methodology it is the policy of the college to utilize the eligible form of analysis most beneficial to the student.

Request for review of financial aid awards must be made in writing to the Director of Financial Aid and be accompanied by suitable photocopied documentation. Appeals for second review will be forwarded to the Vice President for Enrollment Management and/or the President of the college.

Students who have lost financial aid eligibility because of previous unsuccessful academic progress should write to the Director of Financial Aid requesting review as soon as they can present an overall academic record that fully meets the College’s published guidelines for successful academic progress.

Male students must have on file confirmation that they have registered with the Selective Service (the Draft) or that they are not required to do so before the college will disburse Federal student aid. Students reaching their 18th birthday while matriculated at Nazareth must register promptly.

Students are responsible to document and make any appropriate revisions whenever Social Security Administration records mismatch information on their Federal Aid Application (FAFSA).

Students who are resident aliens (hold a “green card” or similar status) must have on file documentation of their eligibility to receive assistance from Federal student aid programs. Wherever direct computer matched documentation from Immigration and Naturalization Service cannot be made, students will be required to obtain from INS a completed Form G640.

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Verification

Nazareth College participates in the Federal Quality Assurance Program. In addition to the college’s standard in-house activities aimed at assuring the accuracy of financial aid application information submitted by students, a required sample of federal student aid recipients is drawn each year. Students will be contacted in writing if they are selected for QAP verification together with details of what family documentation they must supply. This information will include, but is not limited to, signed copies of Federal Tax forms, statements of household size and composition, and proof of matriculation and attendance if other family members are in college. The required information must be provided within 30 days of request if students are to be assured of retaining any need- based Federal student aid for the current academic year.

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Enrollment Status Verification

Nazareth College participates in the National Student Clearinghouse (NSC) located in Herndon, Virginia. Three times a semester (at the close of registration; after the last day to withdraw and receive a grade of W; and on the last class day of term) the college submits a computer file of students’ enrollment status to the Clearinghouse which, in turn, supplies verification of enrollment to all lending institutions and the National Student Loan Data System (NSLDS). All loan deferment forms are forwarded to the NSC. Nazareth College does not supply this information directly to lending institutions.

If a student has registered late and/or had a drop/add/withdrawal processed to the term registration, this information may not be reported to the Clearinghouse until the next submission. The Clearinghouse asks that if a student receives a collection letter, the student is to follow the procedures as outlined.

• Call the lending agency to see if a deferment form was received between the time the Clearinghouse supplied the information and the lending agency sent the collection letter.
• You may verify your enrollment status by accessing the Clearinghouse website: www.nslc.org. In the “Students” section, you may confirm your own status and verify that your lender is using the Clearinghouse to supply enrollment data.
• If an emergency exists, e.g. a student is being threatened with default, the Records Assistant (585/389-2803) may be able to intervene on the student’s behalf by faxing a verification of enrollment letter to the lending agency.

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Default

Recipients of student aid of any description may not be in default on a student loan taken to attend any institution nor owe a refund to a federal grant program at any institution. Additional documentation from sources such as a previous lender or guarantee agency may be required to update records. Parents borrowing on behalf of a dependent student must also clear federal review demonstrating that they themselves are not in default on any student loan or owe repayment of any federal monies.

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Nazareth College Scholarships and Grants

Nazareth College recognizes outstanding achievement and promise with scholarship assistance. Most scholarship awards are need-based and require filing an updated FAFSA each year. Increases in scholarship assistance are not routinely made from year to year. Most students are not considered for a named or endowed award from the list below until they have a proven record at the college. When such an award is made, it may replace a portion of any form of campus gift assistance previously received by the student. Selected students who make significant contributions in academics and campus life are awarded scholarships not based on financial need. These honorary scholarships, ordinarily awarded at the time of admission, do not require disclosure of family economic circumstances. Students holding scholarships must maintain a GPA of at least 3.0 (B) or other requirements as indicated in their letter of scholarship appointment and on the detail pages of their financial aid award notice. A grace period of one semester is allowed for students to achieve improved grades before scholarships are revoked. This grace period is not available if a scholarship recipient’s overall cumulative average is below 2.0 (C).

Art, Music, Theatre, and Music Theatre Scholarships

Departmental faculty make awards to entering students in these majors based on competitive review of portfolio or audition.

Nazareth Heritage Awards

Entering first time freshman students whose parent or grandparent earned an undergraduate or graduate degree at Nazareth College may qualify for a grant of $3,000 per year. Awards are renewable for a maximum of 8 consecutive semesters; full time enrollment and satisfactory academic progress are required.

Nazareth Family Grants

In recognition of families where two or more members of the same household are full-time Nazareth students, a grant of $1000 per academic year per student will be provided.

Purple and Gold Grants

Purple and Gold Grants are made possible by a financial aid restricted fund authorized by the trustees of Nazareth College to assist worthy students with demonstrated need. Increases in grant assistance from year to year are not routinely made.

Campus Diversity Awards

Granted to students who represent family backgrounds, life experiences, and academic interests atypical of the full time undergraduate student body.

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Regional Scholarships

Regional Scholarships are awarded to entering freshmen who reside at a distance of 350 miles or more from the college and who demonstrate a quality academic profile. Students from high schools where Nazareth College has not previously received an application may also be considered for the award.

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Nazareth College Grants

Nazareth College Grants are awarded to entering freshmen recognizing their level of academic achievement and potential for success at Nazareth College. A 2.5 GPA is required for renewal. Please see further information listed below.

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