Jan 28, 2022  
2008-09 Undergraduate Catalog 
    
2008-09 Undergraduate Catalog [ARCHIVED CATALOG]

Financial Information


Financial Information

Student Accounts Information
Tuition and Fees 2008-2009
Payment
Financial Responsibility
Student Accounts’ Policy on the Reduction of Charges
Title IV Refund Policy: Term Withdrawal, Financial Aid and Tuition Reduction Eligibility

Financial Aid Information
General Information - Financial Aid
Federal Pell Grants
Federal Academic Challenge Grants
National Science and Mathematics Access to Retain Talent Grant Program (SMART)
Grants for New York State Residents Tuition Assistance Program (TAP)
Other State Awards*
Higher Education Opportunity Program
Federal Family Education Loan Program (FFELP)
Consolidation and Deferments
Additional Unsubsidized Federal Stafford Loan
Parents’ Loans
Federal Office of the Ombudsman
Federal On-Campus Programs
Federal Supplmental Educational Opportunity Grants (FSEOG)
Federal Perkins Loans
Federal Work Study Program
Veteran Benefits
Other Outside Awards
Rights and Responsibilities of Recipients
Verification
Enrollment Status Verification
Default
Nazareth College Scholarships and Grants
Regional Scholarships
Nazareth College Grants

 

Tuition and Fees 2008-2009

  First
Semester
Second
Semester
Commuting Students    
Tuition* (12-17 credit hours)
Tuition (12-17 credit hours)
DPT Program years 4-6
Student Activities Fee
Comrehensive Fee
Special Fees (See Below)
Departmental Fees (See Below)
$ 11,523

13,754
100
415
$ 11,523

13,754
100
415
Resident Students    

Tuition* (12-17 credit hours)
Tuition (12-17 credit hours)
DPT Program years 4-6
Student Activities Fee
Comprehensive Fee
Resident Hall Program Fee
Double Room

Premium Double Room (New Res. Hall)
Single Room (except Apts & Elizabeth George Hall)
Single Room (Elizabeth George Hall)
Apartment Room
Board-‘Basic’ 8 meals** (Not available to first semester freshmen)
Board-‘Classic’ 12 meals**
Board-‘Traditional’ 19 meals**
Board-‘Carte Blanche’ unlimited meals**
Board-‘Flex Plan’ 8 meals** (Not available to first semester freshmen)
Board-‘Five’ 5 meals** (Apartment residents only)

 

11,523
13,754
100
415
25
2,743

2,811
3,288

3,430
3,761
1,678

2,169
2,188
2,202
2,150

1,002

11,523
13,754
100
415
25
2,743

2,811
3,288

3,430
3,761
1,678

2,169
2,188
2,202
2,150

1,002

*These tuition rates do not apply to the Doctorate in Physical Therapy (DPT) program years 4-6.

** All residents (except in Apartments) must take a Board Plan. Specific meal plan information can be found on the Nazareth College Dining Services website at: www.naz.edu/dining.

Special Fees  
Application Fee payable with application
Advance deposit payable at announced date**
Late Enrollment Fee***
Transcript of record payable with each request
Tuition per credit hour where overload is applicable
Nazareth College Proficiency Examination Fee
(per 3 credit hours)
Returned Check Fee (per check deposited)
Transfer Orientation Fee (charged first semester)
Freshman Orientation Fee (charged first semester)
Re-registration Fee
Parking Fees per year
Parking Fees per semester
$ 40
200
25
5
768
549

15
100
150
100
40
25

** Advance deposits are non-refundable, but are credited to the first semester bill.

*** Payable by those students who register after classes begin, or whose study program is not filed with the Registrar by August 25, 2008 or by January 12, 2009.

Departmental Fees per Semester

Art  
  Studio Fees $ 43
  Supply Fee - Fibers courses 123
  Supply Fee - Jewelry and Metalsmith 66
  Supply Fee - Ceramics courses 74
Art Therapy Clinical Insurance Fee - per Clinic 35
 
Communication Sciences and Disorders Insurance Fee -
per Clinic
Language Lab Fee
35

53
 
Mathematics - Calculator Fee (payable to instructor) 25
 
Music Fees  
  (Each major voice/instrument) 352
  (Each minor voice/instrument) 187
  (Group lessons) 187
Music Therapy Clinical Insurance Fee - per Clinic 35
Music Recital Fees  
  Keyboard and Guitar 90
  Voice/Band/Orchestra 148
  Voice/Band/Orchestra (Full) Senior 208
 
Nursing Clinical Insurance Fee - per Clinic 35
Nursing Materials Fee 39
 
Physical Education (payable to instructor where applicable) 40 to 250
 
Physical Therapy Fees (variable per course or lab)
APTA Membership Fee
111, 215, 275, 312, 399, 486, 561
90
Physical Therapy Clinical Insurance Fee - per Clinic 35
 
Science 1 Day Lab  
2 Day Lab & Research
  Biology $ 100 $ 128
  Chemistry 100 128
  Chemistry (325-Instrumentation)   100
  Physical Science (Sci) 50  
  Physics 50  
 
Psychology Clinical Insurance Fee 35
 
Social Work Clinical Insurance Fee 35
 
Health Education/Child Abuse/Violence Prevention Workshop 50
 
Study Abroad Programs  
Tuition (per fall or spring semester) $ 11,523
Room, Board, Fees (per semester) Varies depending on program
Round Trip Airfare - Student Responsibility Varies depending on program


The expenses shown are for the 2008-2009 academic year. In addition to the expenses listed, we estimate that full time Nazareth College students will need $1,000 per academic year for books and supplies and that discretionary personal expenses will cost them at least $1,100.

In anticipation of the continuing need for acceleration of the academic development of the college, it is expected that tuition, room, board and fee increases will be required in each succeeding academic year. Nazareth College will continue its endeavor to limit such increases to reasonable levels.

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Payment

The final balance on your bill (after Financial Aid has been subtracted) is payable by cash, check, MasterCard, VISA, or Discover. Make checks payable to Nazareth College. Credit card payment can be made by following the link Pay Tuition Online found on the left margin of the Student Accounts’ website: (www.naz.edu/dept/studentaccounts/)

Students who do not return their student bill by the due date are subject to de-registration. There is a $100 re-registration fee. Registration is not considered to be valid until financial obligations have been met.

Since some students and parents prefer to pay expenses in equal installments throughout the year, Nazareth College offers this convenience through the TuitionPay Monthly Payment Plan from Salllie Mae. This plan is not offered as a summer payment option. Information is available in Student Accounts office.

Please refer to the Student Accounts’ office website for additional billing procedures and policies. (www.naz.edu/dept/studentaccounts/)

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Financial Responsibility

All students are responsible for any college debts they have incurred, including library fees, parking fines, tuition charges and related fees. If a college debt must be referred to outside sources for collection, the student will be responsible for paying additional collection costs including, but not limited to, attorney fees and disbursements. Note: Nazareth College reserves the right to withhold grades, transcripts, diplomas, or re-registration in those instances where financial obligations are not fulfilled.

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Student Accounts’ Policy on the Reduction of Charges

(Fall and Spring Semesters Only)
Students who withdraw completely from the college because of prolonged illness or other serious reasons beyond their control are granted reductions of tuition and room and board as follows (the amount of any reduction will be calculated from the day on which the notice of withdrawal, together with a request for a reduction is submitted in writing to the Director of Student Transition and the First Year Center or to the Registrar’s Office):

Tuition: Withdrawal within the first week of classes, 100% reduction; within the second week, 90% reduction; within the third week, 80%; within the fourth week, 50%; within the fifth and sixth weeks, 25%; after the sixth week of the term, no reduction.
Board: Reduction based on a pro rata basis.
Room: Reduction based on a pro rata basis during the first week. Same as tuition after first week.

There is no reduction in tuition, room and board, or fees in the case of late entrance, absence, suspension, expulsion or dismissal. Bookstore vouchers are non-refundable. Financial aid will be adjusted accordingly. Refunds will be processed by the original method of payment.

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Federal Title IV Refund Policy: Term Withdrawal, Financial Aid, and Tuition Reduction Eligibility

Students must notify the Director of Student Transition and the First Year Center in person, in writing, or by telephone of their intention to withdraw from an individual course, all classes for the semester, or the program. Reduction of tuition charges will be based on this date of last attendance as received and recorded in the Registrar’s Office. Continued class attendance or academic contact after this date will cause an updated last date of attendance or academic contact to be considered the official withdrawal date. A subsequent change of mind will revert the official term withdrawal to the original date of notification. If no official notification is received and no other documentation of the dates is available, the midpoint of the semester will be used as the term withdrawal date. Dates for determining reduction of tuition charges are published in semester bulletins and Student Account’s Office materials. Fees are not subject to reduction.

Recipients of Federal Title IV student aid who withdraw from all classes in a semester (term withdrawal) earn eligibility for federal student aid on a daily proportioned basis up until 60% of the semester has passed. All days during the semester (except for breaks of 5 days or more and their attendant weekends) are counted. If a student has not earned all of their federal assistance by the date of their term withdrawal, funds are returned to federal programs in the following order: Unsubsidized Federal Stafford Loans, Subsidized Federal Stafford Loans, Federal Perkins Loans, Federal PLUS Loans, Federal Pell Grants, Federal SEOG, other Title IV assistance. Lenders are notified of the student’s term withdrawal date. Students are responsible for repaying remaining loan funds according to the terms of their promissory notes. Federal Work Study earnings are not required to be repaid. Federal grant repayments owed by the student after school return of Federal funds are limited to 50% of the remaining unearned grant received. Note: Because tuition charges continue to be assessed by Student Accounts at a percentage rate higher than the rate at which federal policy considers Title IV student aid to be earned, students may incur a sizeable uncovered debt to Nazareth College when the college makes required repayment of unearned financial aid to its source. Gift assistance provided by Nazareth College continues to be credited in the same proportion as the college charges tuition.

Post withdrawal disbursements of federal student aid for which the student may be eligible will be made first from grant sources, then from loans. Within 14 days of determination of term withdrawal, the college will notify the student in writing the amount and type of funds available for post withdrawal disbursement together with explanation of the option to accept or decline all or part of this aid. The student must advise the college of his/her decision within 14 days or the potential disbursement is forfeit. Students will not be eligible for a late disbursement of their loan if it is the second disbursement of the loan e.g. a student borrows for fall and spring semesters, fall disbursement is received, student registers for spring but withdraws before disbursement is made. This student will not be eligible for the second disbursement of his/her loan.

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General Information - Financial Aid

Nazareth College encourages students who feel that they and their families are unable to afford the full cost of a private education to apply for all sources of financial aid for which they may be eligible.

Qualifying students will receive a financial aid “package” composed of a combination of scholarship, grant, loan and job assistance, which will vary according to demonstrated need and individual circumstances. Awards are renewed annually, contingent upon satisfactory academic progress and program pursuit and, when applicable, timeliness of application and continued demonstrated need for assistance.* Scholarship students must meet other qualifications, such as maintaining a particular GPA (cumulative grade point average).

* See also TAP standards (found in the Financial Information section) and Standards of Academic Progress under the Academic Information section for information on general college standards which apply to all federated programs.

All inquiries about financial assistance and scholarships should be directed to the Financial Aid Office, Nazareth College.

Currently matriculated students attending full-time and those admitted to a degree program are eligible to apply. Matriculated part-time students are also eligible for some programs. Students matriculated under “Early Admission” are not eligible until they complete their high school program. Students enrolled in a study abroad program approved for credit by the college will be considered enrolled and eligible for Title IV assistance processed by the college. For study abroad, students must qualify academically and apply for a consortium agreement at the Financial Aid Office.

Prospective applicants for financial aid should file a Free Application for Federal Student Aid (FAFSA) each year as soon after January 1 as accurate income information can be obtained. Visit www.FAFSA.ed.gov. This form is the document necessary to apply for all types of federal student aid administered by the college. February 15 is the priority date for entering students to file the FAFSA application for campus gift assistance for transfers as well as Federal SEOG, Federal Work Study and Federal Perkins Loan Programs for both freshman and transfer students. Early Decision candidates should file the College Scholarship Service’s Profile form by December 1st and the FAFSA by February 15. Returning Nazareth students should file the Renewal FAFSA no later than April 15 each year. Separate applications are required for state grant programs such as TAP and for the various Federal Family Education Loan Program (FFELP) loans.

Financial aid awards to newly admitted students are made on a rolling basis, usually within two weeks of receipt of the electronically processed FAFSA at the Financial Aid Office. Awards may be renewed each undergraduate year provided that varying requirements such as timeliness of application, continued demonstrated need, successful grades or program participation are met. It is the policy of the college to maintain the commitment of financial assistance made for freshman year whenever justifiable.

Returning students who have filed their FAFSA in a timely fashion will hear about renewed awards in June. Unless otherwise indicated, awards are credited one half to each semester.

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Federal Pell Grants

Federal Pell Grants are available from the federal government to help high need undergraduate students meet the cost of education. Application is made by completing the FAFSA each year. Upon receiving the Student Aid Report (SAR), students should review the document with care and make any necessary changes online. Grants vary according to Congressional appropriation, full-time or part-time status and cost of education. The maximum Federal Pell Grant is currently $4,731. Students who already earned a bachelor’s degree are not eligible.

Federal Academic Challenge Grants

Full time students who took a challenging program in high school, graduated in 2005 or later, are in their first two years of college, and are recipients of a Federal Pell Grant, may be eligible for the new ACG. First year students receive $750 for the academic year ($375 per semester). Second year students who maintained at least a 3.0 GPA at the end of their first year of college receive $1,300 for the academic year ($650 per semester). There is no award from this program for upperclassmen.

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National Science and Mathematics Access to Retain Talen Grant Program (SMART Grants)

Federally defined 3rd and 4th year Pell eligible students who major in Biology, Chemistry, Biochemistry,Environmental Science, Mathematics or Information Technology may qualify for a SMART Grant valued at $4,000 annually. A GPA of 3.0 or above is required each semester for award and continued eligibility.

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Grants for New York State Residents Tuition Assistance Program (TAP)

Students who have been residents of New York for at least one year prior to entering college are eligible to apply. Applications are part of the electronic FAFSA. Amounts of awards vary according to net taxable income from the family’s state income tax form, year in college and number in college full-time. According to student status, maximum awards range from $2,925 to $5,000 per academic year. Minimum award is now $500. Eligibility extends for eight semesters. Students who are under 35 years of age must meet separate and restrictive state guidelines for independence, even if they meet federal guidelines for independent student status. Parents of dependent students must continue to reside in New York State. In order to receive TAP, students must be registered full time and maintain at least the standards of academic progress noted below.* Under current guidelines, students who have received four semesters of TAP must maintain at least a 2.0 overall GPA in order to be eligible for an award.**


Entering
 

Minimum Credits
Earned

 

Minimum
GPA

1st semester
2nd semester
3rd semester
4th semester
5th semester
6th semester
7th semester
8th semester
 

-
3
9
21
33
45
60
75

 

-
1.10
1.20
1.30
2.00
2.00
2.00
2.00

State requirements also demand that students must meet the “standards of program pursuit,” defined by state regulations as receiving a passing or failing grade in a certain percentage of a full-time course load:

In each semester of study in the first year for which an award is made, the student must receive a passing or failing grade in at least six semester hours.

In each term of study in the second year for which an award is made, the student must receive a passing or failing grade in at least nine semester hours.

In each term of study in the third and each succeeding year for which an award is made, the student must receive a passing or failing grade in at least 12 semester hours.

Note: “W” grades will not satisfy this requirement. Also, when students repeat a course for which they have already received credit, they must carry 12 additional hours for certification for TAP and other New York programs.

Under extraordinary circumstances such as the serious illness of the student or a death in the student’s immediate family, a one-time, one-semester waiver of these standards is available. Written, documented appeals should be addressed to the Director of Financial Aid.

Part Time Tap Program: Beginning with the 2006-07 year, students who are first-time freshman and have completed 12 minimum credits in each of 2 consecutive semesters are eligible to apply for part-time TAP. Students must enroll in at least 6 credits but less than 12 credits per semester and be in good academic standing. FAFSA and TAP applications must be completed. Points accrued in this program are applicable toward maximum TAP eligibility.

* Matriculated students registered for 3-11 credits per semester who meet designated guidelines for need and academic progress may apply for New York State Aid for Part Time Study (APTS). Contact the Financial Aid Office for applications and instructions. Students whose desire to attend full time is rendered impossible by a documented disability may receive TAP for matriculated registration of 3-11 credits.

** The above standards are minimal. The college reserves its right to implement its own probation policies.

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Other State Awards*

New York State Indian Aid grants of up to $1,000 per semester are available to qualified Native American students.

Special Regents Awards are available for veterans who served in Vietnam or the Persian Gulf, and to children of deceased or disabled veterans, police officers, firefighters and corrections officers.

The Math & Science Teaching Incentive Program is a competitive award program to increase the number of Math & Science teachers. Recipients must agree to teach math or science for five years at a secondary school located within New York State.

New York State Scholarships for Excellence valued at $500 or $1,500 are awarded to the top honor students graduating each year from a high school in New York State. A FAFSA must be filed to claim these scholarships which are renewable for a total of 8 full-time undergraduate semesters.

* Residents of the following states may apply for and receive their state scholarships at a college in New York State: Connecticut Department of Higher Education, 61 Woodland St., Hartford, CT 06105; Rhode Island Higher Education Assistance Authority; 274 Weybosset St., Providence, RI 02903; Vermont Student Assistance Corp., Champlain Mill, P.O. Box 2000, Winooski, VT 05404; Department of Human Services, Office of P.S. Education Research and Assistance, 1331 H St. N.W., Suite 600, Washington, D.C. 20005.

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Higher Education Opportunity Program

Nazareth College participates in New York State’s Higher Education Opportunity Program, which offers assistance to students from economically and educationally disadvantaged backgrounds. Students eligible to participate in this program have been clearly designated. Packages for these students are prepared with the advice of the campus director of the HEOP. (See Special Admission Program)

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Federal Family Education Loan Program (FFELP)
           Federal Stafford Loan Program

These federal student loans are available through participating lending institutions for matriculated students enrolled for 6 credit hours or more each semester. Application is initiated by the indication of Stafford Loan eligibility on the annual award notice received by undergraduate students. The college transmits student loan eligibility data to the Higher Education Services Corporation (HESC) in Albany, New York or to another guarantee agency of the student’s choice. First time borrowers need to complete an entrance interview which may be done at www.mappingyourfuture.org. First time borrowers will also need to sign a Master Promissory Note (MPN). Students choosing HESC do this electronically on the web at www.hesc.com. Select “Complete e-MPN” and use the HESC PIN, which may be created on site, to authenticate your identity. Once an MPN has been generated, is signed and on file with either HESC or a lender, the student will not have to sign another promissory note for a period of up to ten years while in attendance at Nazareth College. Students are notified annually of their loan eligibility through the college’s award letter. They receive disclosure notices through their lender after a loan has been certified by the Financial Aid Office, and they are notified by the Student Accounts Office once funds have been credited to their student account. At any point during the process a student may reduce the amount of the certified loan or decline the entire amount. Students are responsible for monitoring their own borrowing while at Nazareth College. Not signing an application each year does not abrogate a student’s responsibility for being aware of their aggregate student loan borrowing during their enrollment at Nazareth College. Because of the rapid pace at which Stafford Loan program details may change, updated information can be found visiting www.FederalStudentAid.ed.gov or www.naz.edu/finaid.

Maximum borrowing under this program is $3,500 per year for first year students, $4,500 for sophomores who have earned at least 28 credits, and $5,500 for students who have earned 58 credits or more up to a maximum total undergraduate borrowing eligibility of $23,000. Recent Federal legislation provides undergraduate students with the opportunity of borrowing $2,000 per year in Unsubsidized Stafford Loan in addition to any borrowing they may previously have qualified for. Maximum total additional Unsubsidized Stafford borrowing is $8,000. Students not matriculated but working toward a certificate in education are eligible to borrow as seniors but will be restricted to first year student levels if their coursework involves making up deficiencies before eligibility to study in an undergraduate program. All applicants must file the FAFSA, show a demonstrated need in order to borrow on a subsidized basis and complete an entrance interview before receiving a Federal Stafford Loan. Applicants who do not qualify for the federal interest subsidy on all or part of their borrowing request may borrow up to the total loan eligibility for their class year on an unsubsidized basis. Students borrowing for the first time for enrollment periods beginning July 1, 1994 through June 30, 2006 hold variable interest loans with the rate capped at 8.25%. The interest rate is adjusted each year on July 1. All Stafford Loans disbursed July 1, 2006 through June 30, 2008 carry a fixed interest rate of 6.8%. For the period July 1, 2008 through June 30, 2009 Subsidized Stafford Loans carry a fixed 6.0% interest rate upon repayment. Federal Stafford Loan borrowers are entitled to a grace period such that repayment begins six months after they are no longer enrolled at least half-time. Minimum repayments are $50 per month for the standard repayment plan and may extend up to 10 years or longer.

Annual loans are disbursed on a per semester basis. Most lenders charge a 1% origination fee, which is deducted from the student’s loan proceeds. Guarentee agencies also charge an insurance fee of 1%. Electronic Funds Transfer (EFT) is made within 3 days of lender disbursement which may not be scheduled earlier than ten days before the beginning of a semester.

New borrowers after October 1, 1998 who have been employed as teachers for 5 consecutive school years may qualify for Stafford Loan forgiveness of up to a total of $17,500 provided that they: are not in student loan default; teach in a school that qualifies for Perkins Loan cancellation; and teach in a subject area relevant to their major (secondary level) or have demonstrated elementary curriculum teaching skills. For latest details of forgiveness programs please visit www.FederalStudentAid.ed.gov/tc.

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Consolidation and Deferments

Students who have borrowed under any single or combination of federal student loan programs are eligible for a Federal Consolidation Loan which may extend repayment beyond 10 years at an interest rate which is the weighted average of the underlying loans rounded to the nearest 1/8 of one percent capped at 8.25%. Student borrowers are eligible for a variety of loan deferments, for example, enrollment at half-time or greater, or forbearance for unemployment or economic hardship. Under forbearance, students are responsible for loan interest. Contact the Financial Aid Office or your lender for details and information about documentation required for eligibility.

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Additional Unsubsidized Federal Stafford Loan

Students who qualify as independent by federal guidelines and who have already borrowed the maximum for their class year under Federal Stafford Loans (subsidized or unsubsidized) may request additional unsubsidized borrowing. Freshmen and sophomores may request up to $6,000 per year, juniors and seniors up to $7,000 per year, not to exceed the cost of education less other financial aid received. Interest rates and borrower rights and responsibilities are the same as a Federal Stafford Loan received. Interest of 6.8% accrues on these loans while the borrower is in school.

Dependent students whose parent has been denied a FPLUS loan become eligible to request this Additional Unsubsidized Federal Stafford Loan. Total undergraduate borrowing eligibility under this program is $57,500, of which no more than $23,000 may be Subsidized Federal Stafford loans.

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Parents’ Loans

Parents of dependent undergraduate students may apply for a Federal PLUS Loan, available through participating banks and other lending institutions. Parents who are U.S. citizens or permanent residents with good credit histories may borrow up to the recognized cost of education less any other anticipated financial aid for each dependent student or parents may opt to defer repayment of principal and interest until the student is no longer in at least half time attendance. Repayment begins within 60 days after the loan is fully disbursed. Repayment of FPLUS loans may extend over a period of up to 10 years. The interest rate on FPLUS loans is 8.5%. An origination fee of 3 percent is charged, and guarantee agencies also charge a 1% insurance fee. All FPLUS loans are co-payable to both the parent borrower and the college. Loan proceeds are credited by electronic funds transfer to the student’s account at the Student Account’s Office. After parents have signed an FPLUS Master Promissory Note (MPN), a preapproval form from the lender of choice confirming the desired borrowing amount suffices to initiate loan requests in future years.

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Federal Office of the Ombudsman

Borrowers who experience unresolved issues with their school, lender or guarantee agency may contact the federal Office of the Ombudsman at (202) 401-4498 in Washington, D.C. or toll-free at (877) 557-2575.

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Federal On-Campus Programs

Nazareth College participates in the three federal on-campus programs: Federal Supplemental Educational Opportunity Grants (FSEOG), Federal Perkins Loans and Federal Work Study (FWS) Program. Students must file a FAFSA yearly for a review of eligibility. Awards vary with individual circumstances, full- or part-time status and funding made available to the college by Congressional action. Undergraduate students already holding a bachelor’s degree are ineligible for FSEOG.

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Federal Supplemental Educational Opportunity Grants (FSEOG)

These grants are provided from a sum of money disbursed to the college by the federal government and are intended to assist students with exceptional demonstrated need such as Federal Pell Grant recipients. Students are technically eligible to receive from $100 to $4,000 per year. Funding levels are such that the college normally restricts FSEOG awards to a maximum of $1,000 per year.

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Federal Perkins Loans

Federal Perkins Loans enable students with exceptional demonstrated need to meet part of their cost of education through low-interest borrowing. Because funds under this program are limited, the college normally restricts student eligibility to a maximum of $1,000 per year. Federal Perkins Loans carry a 5 percent interest rate beginning nine months after the student is no longer attending at least half time and are repayable within 10 years. Maximum borrowing is $4,000 per year; a total of $20,000 for all undergraduate education. (See also Consolidation and Deferments) Students sign a Perkins Promissory Note which covers all Perkins Loan Program borrowing at Nazareth College for a period of up to 10 years. The first time you are awarded a Perkins Loan the Financial Aid Office will notify you of signing procedures which also include completion of an entrance interview at www.mappingyourfuture.org. Perkins Loan funds are credited to student term bills on the first day of the semester and within 3 business days of when the note has been signed for fall semester and by the first day of spring semester.

Borrowers of Federal Perkins Loans are entitled to deferments of repayment for periods ranging from nine months to three years: for service in the Armed Forces; for volunteerism (Peace Corps, VISTA, ACTION); for temporary total disability; for financial hardship; for pregnancy/adoption; for qualified internships. Cancellation of portions of Federal Perkins Loan borrowing is available: for teaching in designated low income schools, teaching handicapped children and teaching in Head Start programs; for military service; for volunteer service; for serving as a law enforcement or corrections officer; and because of death or permanent total disability.

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Federal Work Study Program

The Federal Work Study Program underwrites a portion of the earnings of eligible students, thereby creating more job opportunities supervised on campus. Students awarded Federal Work Study priority as part of their financial aid receive preference for placement in on-campus jobs or in the college’s Partners For Learning/Serving programs of community service. It is the student’s own responsibility to follow through with placement procedure and be a willing worker. Awards normally correspond to employment of 10 hours per week or less during the academic year at a wage rate of $7.50 per hour. Students are paid by check or direct deposit to a personal account of their choice every two weeks for hours worked. Because they receive direct payment, FWS wages do not credit the student’s term bill.

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Veteran Benefits

Students may be eligible for GI, war orphan or other veteran benefits. Consult the local Veterans Administration Office or the Director of Financial Aid regarding eligibility. Veterans Administration forms for certification of enrollment for those eligible are available in the Registrar’s Office and must be completed by the Registrar.

It is the responsibility of the student who receives veterans’ benefits to sign in twice each month at the Registrar’s Office and notify the Registrar officially of any schedule changes and the dates of such changes.

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Other Outside Awards

Students are encouraged to apply for any outside grants and scholarships for which they may be eligible. VESID, Social Security Administration and Bureau of Indian Affairs (for information regarding aid to Native Americans) are examples of outside agencies which help qualified students.

Applications for the Work Incentive program are made through the New York State Department of Social Services.

Students are responsible for reporting all such awards to the Financial Aid Office. Need-based aid packages will be reviewed and adjusted to take account of additional funding. Students holding only honorary scholarships from the college are affected if outside awards cause the total of their grant assistance to exceed the cost of tuition.

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Rights and Responsibilities of Recipients

Students seeking financial assistance are responsible for filing timely, valid applications for the programs under which they may request aid. Additional information regarding applications and all student financial aid rights and responsibilities may be obtained from the Financial Aid Office, Smyth Hall, room 185.

Under Federal Methodology it is the policy of the college to utilize the eligible form of analysis most beneficial to the student.

Request for review of financial aid awards must be made in writing to the Director of Financial Aid and be accompanied by suitable photocopied documentation. Appeals for second review will be forwarded to the Vice President for Enrollment Management and/or the President of the college.

Students who have lost financial aid eligibility because of previous unsuccessful academic progress should write to the Director of Financial Aid requesting review as soon as they can present an overall academic record that fully meets the College’s published guidelines for successful academic progress.

Male students must have on file confirmation that they have registered with the Selective Service (the Draft) or that they are not required to do so before the college will disburse Federal student aid. Students reaching their 18th birthday while matriculated at Nazareth must register promptly.

Students are responsible to document and make any appropriate revisions whenever Social Security Administration records report a mismatch of information on their Federal Aid Application (FAFSA).

Students who are non-citizens but hold a permanent resident certificate must be able to document their eligibility to receive assistance from Federal student aid programs. Wherever direct computer matched documentation from Immigration and Naturalization Service cannot be made, students may be required to obtain from INS a completed Form G640.

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Verification

Nazareth College participates in the Federal Quality Assurance Program. In addition to the college’s standard in-house activities aimed at assuring the accuracy of financial aid application information submitted by students, a required sample of federal student aid recipients is drawn each year. Students will be contacted in writing if they are selected for QAP verification together with details of what family documentation they must supply. This information will include, but is not limited to, signed copies of Federal Tax forms, statements of household size and composition, and proof of matriculation and attendance if other family members are in college. The required information must be provided within 30 days of request if students are to be assured of retaining any need- based Federal student aid for the current academic year.

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Enrollment Status Verification

Nazareth College participates in the National Student Clearinghouse (NSC) located in Herndon, Virginia. At least four times a semester (before classes begin; at the close of registration; after the last day to withdraw and receive a grade of W; and on the last class day of term) the college submits a computer file of students’ enrollment status to the Clearinghouse which, in turn, supplies verification of enrollment to all lending institutions and the National Student Loan Data System (NSLDS). All loan deferment forms are forwarded to the NSC. Nazareth College does not supply this information directly to lending institutions.

If a student has registered late and/or had a drop/add/withdrawal processed to the term registration, this information may not be reported to the Clearinghouse until the next submission. The Clearinghouse asks that if a student receives a collection letter, the student is to follow the procedures as outlined.

  • Call the lending agency to see if a deferment form was received between the time the Clearinghouse supplied the information and the lending agency sent the collection letter.
  • You may verify your enrollment status by accessing the Clearinghouse website: www.nslc.org. In the “Students” section, you may confirm your own status and verify that your lender is using the Clearinghouse to supply enrollment data.
  • If an emergency exists, e.g. a student is being threatened with default, the Records Assistant (585-389-2803) may be able to intervene on the student’s behalf by faxing a verification of enrollment letter to the lending agency.

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Default

Recipients of student aid of any description may not be in default on a student loan taken to attend any institution nor owe a refund to a federal grant program at any institution. Additional documentation from sources such as a previous lender or guarantee agency may be required to update records. Parents borrowing on behalf of a dependent student must also clear federal review demonstrating that they themselves are not in default on any student loan or owe repayment of any federal monies.

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Nazareth College Scholarships and Grants

Nazareth College recognizes academic achievement and promise with scholarship assistance. Entering freshmen receive notice of their total of four year scholarship commitment (six years for students pursuing the Doctorate in Physical Therapy) at the time of admission. Scholarships fulfilling this commitment are awarded on an honorary basis and do not require demonstrating financial need. Year to year increases of gift aid are rare and should not be anticipated. Transfer students with outstanding academic records may be considered for honors awards specific to transfers. Most gift assistance to transfer students is awarded on a need basis in response to filing a timely annual FAFSA. Continuation of scholarship assistance for all students requires successful academic performance which ranges from 2.0 to 3.5 overall GPA depending on the specific scholarship received and the year of first attendance at Nazareth College. For freshmen entering Fall 2005 or later, the following academic levels apply:

Presidential - 3.25 freshman year, 3.5 thereafter
Dean’s - 3.25
Founders - 3.0
Nazareth College - 3.0
Trustees - 2.5
Class of 1928 - 2.0

Students receiving scholarships in the Arts, and transfer students receiving Transfer or Phi Theta Kappa Scholarships, received letters of appointment delineating their required level of academic achievement. For all students, a grace period of one semester is allowed as an opportunity to improve grades before scholarships are revoked. This grace period is not available if a scholarship recipient’s overall GPA is below 2.0 (C).

Art, Music, Theatre, and Music Theatre Scholarships

Departmental faculty approve awards to entering students in these majors based on competitive review of portfolio or audition.

Nazareth Heritage Awards

Entering first time freshman students whose parent or grandparent earned an undergraduate or graduate degree at Nazareth College may qualify for a grant of $3,000 per year. Awards are renewable for a maximum of 8 consecutive semesters; full time enrollment and satisfactory academic progress are required.

Nazareth Family Grants

In recognition of families where two or more members of the same household are full-time Nazareth students, a grant of $1000 per academic year per student will be provided.

Purple and Gold Grants

Purple and Gold Grants are made possible by a financial aid restricted fund authorized by the trustees of Nazareth College to assist worthy students with demonstrated need. Increases in grant assistance from year to year are not routinely made.

Campus Diversity Awards

Granted to students who represent family backgrounds, life experiences, and academic interests atypical of the full time undergraduate student body.

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Regional Scholarships

Regional Scholarships are awarded to entering freshmen who reside in a state other than New York and who demonstrate a quality academic profile.

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Nazareth College Grants

Nazareth College Grants are awarded to selected students without regard to demonstrated need. A 2.5 GPA is required for renewal.

Most named and endowed scholarships from the list below are awarded only to students with proven academic records at Nazareth College who meet requirements set by award donors. When such a scholarship award is made, it typically replaces some or all of any form of campus gift assistance previously received by the student.

Named and Endowed Awards
The following Scholarships and grants have been founded by friends of the college:

The George L. White Memorial Scholarship founded by Miss Rosemary A. White in memory of her father, and awarded every four years to a freshman student at the end of the freshman year for the greatest scholastic progress.

The Thomas R. Finucane Memorial Scholarship founded by Thomas W. Finucane in memory of his son.

The O’Connor Memorial Scholarship founded in memory of Mary and Lillian O’Connor.

The Marion Caviston Fitzpatrick Memorial Scholarship founded by bequest of Marion Fitzpatrick to be awarded annually to a first-year student from St. Michael’s Parish, Penn Yan, New York.

The Italian Women’s Civic Club Scholarship for the use of a Rochester student actively interested in Italian culture. (Dante Scholarship)

The William J. Woerner Charitable Foundation awards a Scholarship annually to a Rochester student.

The James E. Reilly Scholarship Fund founded by bequest of Ethel M. Carstens.

The Otto A. Shults Scholarship Fund provides Scholarship awarded annually to upper-division students on the basis of academic performance and financial need.

The Gleason Memorial Fund Scholarship provides Scholarships for students in the fields of accounting and business administration.

The Joseph G. Hoffman Scholarship founded by the family and friends in memory of Joseph G. Hoffman.

The Helen Malone Endowment established by the Nazareth College of Rochester Alumni Association.

The LaPalm-Martin Scholarship Fund established by Mr. and Mrs. John S. Martin.

The Marion C. Henderson Scholarship Fund established in memory of Marion C. Henderson.

The Alice L. Foley Scholarship to be awarded annually.

The McCormick Scholarship Fund to be awarded annually.

The Virginia L. Radley Scholarship to be awarded annually.

The Nazareth College Alumni Association Scholarship to be awarded to the son or daughter or grandchild of an alumna/us.

The Mary Ellen DiChesere Memorial Scholarship to be awarded annually.

The Lewis L. Dollinger Jr. Scholarship Fund to be awarded to a student in the field of music.

The Mabel Perdue Shults Scholarship to be awarded annually.

The Sister Margaret Mary Townsend Scholarship to be awarded annually to a student in the Nursing Department.

The Maureen Hartigan Memorial Scholarship to be awarded annually to an undergraduate student in the field of communication sciences and disorders.

The Catherine M. Gilgan Scholarship to be awarded annually.

The John M. Miceli Memorial Scholarship to be awarded annually to a student of Italian descent.

The Dr. Mark M. Welch Scholarships to be awarded annually.

The Judge Domenick L. Gabrielli Fund to be awarded annually.

The Joseph J. Miles Memorial Scholarship to be awarded annually to needy students majoring in religious studies and/or music.

The Kilian and Caroline Schmitt Scholarship to be awarded annually to a full- or part-time adult learner.

The Elizabeth Remington Scholarship Fund to be awarded to undergraduate students of high scholastic standing.

The Florence D. Sweeney Scholarship founded by bequest of Marie E. Sweeney to be awarded annually.

The Alumni Memorial Scholarship to be awarded annually.

The Joseph Peter and Rose Genevieve Gagliano Scholarship to be awarded annually to a student in teacher education or in social work.

The Long Island Alumni Scholarship Fund to be awarded annually with preference for the children and grandchildren of Long Island alumni.

Bruce B. and Elizabeth Davidson Scholarship awarded to a resident of the Palmyra-Macedon School District.

Jack and Les Harrison Scholarship Fund to be awarded annually.

Dominic J. LaSalle Memorial Scholarship awarded with preference to candidates for teacher certification in music, art or English.

Robert H. McCambridge Scholarship awarded annually to a full- or part-time student.

Virginia Otto Scholarship awarded to a foreign language major undertaking study abroad.

Marion and Paul Pagerey Scholarship to be awarded annually.

Sister Annunciata McCabe Scholarship awarded to a first year student of proven academic excellence.

The Regina K. Kennedy Scholarship established at the bequest of Miss Kennedy to provide Scholarship awards.

The Carrie M. Auchter Memorial Scholarship awarded to students of Polish descent.

The Carrie M. Auchter Scholarship awarded to women of Polish descent.

The Frank and Grace DeVito Memorial Scholarship established in memory of Frank and Grace DeVito to provide Scholarships to students with demonstrated need.

Gerald G. Wilmot Music Scholarship established to provide Scholarships to students in the Music Department.

Kathryn A. James Memorial Scholarship provides Scholarships for students of Polish or German ancestry and of high Scholarship and character.

Elmer Thaney Family Memorial Scholarship awarded annually to an incoming transfer student from Monroe Community College.

Casa Italiana Scholarship awarded annually to a student of academic ability and commitment to the pursuit and advancement of Italian culture.

Mark and Rita Zlotnik Allen Scholarship awarded annually to a student in the Art Department.

E. James, Mary, and Rita Hickey Scholarship awarded to students of outstanding promise.

Albert J. and Rosemary Page Memorial Scholarship awarded at the bequest of Ruth M. Page.

The Nazareth College Concepts Scholarship funded in part at the bequest of Ella M. Strathman to be awarded annually.

The Jack Doyle Memorial Scholarship awarded annually to a student with demonstrated need in the field of psychology who plans a career in counseling.

Mary E. Wynne Heimrich Memorial Scholarship awarded annually to high honors students.

Purple and Gold Scholarship to be awarded annually.

Honors Program Scholarship to be awarded annually to participants in the Nazareth College Honors Program.

Edna Bauman Costich Memorial Scholarship to be awarded annually.

Sister Marie Augustine Scholarship to be awarded annually to a chemistry or biochemistry major.

Sister Kathryn Sullivan Scholarship to be awarded annually to a liberal arts major.

Marion Fischer Tucker Scholarship to be awarded annually.

Sister Magdalen LaRow Memorial Scholarship to be awarded annually.

Cynthia Dawn Castell Scholarship to be awarded annually to a student in the field of Spanish.

Alice M. Duffy Memorial Scholarship to be awarded annually.

Denise Frey Goodman Memorial Scholarship to be awarded annually to a senior from Yates County.

Helen Guthrie Memorial Scholarship to be awarded annually to a social work major.

William Randolph Hearst Scholarship endowed by the Hearst Foundation to be awarded annually to students from rural or small town background.

Marriott Corporation Memorial Scholarship to be awarded annually in memory of Sister Magdalen LaRow.

Bernard Joseph Schmidt Memorial Scholarship to be awarded annually. 

Barnes & Noble Scholarships to be awarded each fall and spring semester to five students.

Class of 1965 Scholarship to be awarded annually.

Josephine C. Ewing Scholarship to be awarded annually to a student in the Nursing Department.

Loretta C. Ford Scholarship to be awarded annually to students from Genesee County, New York.

Valerie Zalat Hunt Scholarship to be awarded annually to an adult learner in the field of business.

Jean Sullivan Knipper Scholarship to be awarded annually to a student majoring in science.

Eileen McGee Pestorius Scholarship to be awarded annually.

Small Business Council Scholarship to be awarded annually to a student in the field of business from funds provided by the Rochester Small Business Council.

Genesee Country Antique Dealers Association Scholarship to be awarded annually to a student majoring in Art or Art History.

Sheila A. Maguire Scholarship established by her family and friends to be awarded annually to upper-division students majoring in Social Work.

Edith and George Beattie Scholarship to be awarded annually to a student planning to teach at the primary level.

Konar Family Scholarship to be awarded annually.

Class of 1966 Scholarship to be awarded annually.

Fergus Perdue Scholarship to be awarded annually.

Nazareth Endowed Award to be awarded annually.

William Schirk Scholarship to be awarded for academic excellence and need to a student beginning with the sophomore year.

Palazzo Family Scholarship to be awarded annually to a student with need.

Class of 1968 Scholarship to be awarded annually.

Mary Jane LaIuppa Mayka Scholarship to be awarded in the amount of $2,500 per semester to a senior or junior of academic ability with need. Preference for students of Italian descent.

Jephson Educational Trust Scholarship to be awarded annually.

George and Jane Fraley Scholarship to be awarded to a music student with need.

Charles and Gloria Hetterich Scholarship to be awarded to a student in biology, chemistry, or biochemistry.

Quinn-Metz Scholarship to be awarded to a student with need to pursue study in Italy.

William G. McGowan Charitable Fund Scholarships to be awarded to an outstanding student in a business field.

Colleen and Kevin Bolger Memorial Scholarship to be awarded to a student in a business field.

Sister Stella Regina Welch Scholarship to be awarded annually.

Michael Breese Memorial Scholarship to be awarded annually.

Elaine Ringelstein Urlaub Award made annually to a student in Sociology for an internship.

Helen and Walter Cooper Scholarship awarded annually to a student in Biology, Chemistry or Mathematics.

Edwin and Marietta Romano Dooley Scholarship awarded annually to a student in a liberal arts major.

Jane C. Fox Scholarship awarded annually with preference for a resident of Auburn, New York

Lucille LaSalle Memorial Scholarship to be awarded annually.

Marjorie C. Loos Scholarship to be awarded annually.

Patricia Gantert Parker Scholarship awarded with preference for a graduate of Nazareth Academy.

Eileen Smyntek Pinto Scholarship to be awarded annually.

Vincent and Maria A. Finaguerra Palladoro Scholarship awarded with preference for a student majoring in International Studies.

Mary Angela DeBritz Scholarship awarded to students majoring in Nursing or Communications Sciences and Disorders.

Jean E. Dutcher Memorial Scholarship awarded to an adult learner of academic promise.

Catherine Alderman Scholarship awarded to a student of academic promise who has studied the Italian language at Nazareth College.

Guiseppe and Antonietta Cappellino Scholarship awarded annually to an honors student with demonstrated commitment to community service.

Jean A. Cappellino Foreign Language Scholarship awarded annually to an honors student in a language major.

Farrell P. Lynch Memorial Scholarship awarded annually with preference for an honor student from Nassau or Suffolk County, New York.

Rochester Labor Management Cooperative Trust Scholarship awarded annually.

Rotenberg & Co. Scholarship awarded annually to a student in Accounting.

Ruth E. and John L. Rourke Scholarship awarded annually to an English major with an interest in American Literature.

Thiem Foundation Nursing Scholarship awarded annually to full time honor students in Nursing.

Thiem Foundation Grant awarded annually.

Marie Callahan Scholarship awarded every fourth year to an entering freshman majoring in Chemistry, Biochemistry, or Biology.

Robert Miller Scholarship awarded annually to students in a business field by the Nazareth College Entrepreneurial Partnership.

Elizabeth Gillern Sullivan Memorial Scholarship for Study Abroad awarded annually to a student enrolled in a Nazareth sponsored study abroad program.

Sheila C. Grushkin Memorial Scholarship awarded to a student majoring in an Art field beginning with the sophomore year.

Robert and Janice Miller Endowed Scholarship awarded annually to a student from the New York City greater metropolitan area.

Mary A. Sullivan Scholarship awarded to students in Social Work.

Rochester International Development Corporation Grant awarded for study abroad to students in business related programs and to students in international studies.

Vivian Chapman Memorial Scholarship awarded annually.

Joan M. Altier Art Scholarship awarded annually to a student in the Art major.

Sr. Jamesetta Slattery Scholarship awarded annually to a student seeking teacher certification.

Donna L. Drake Scholarship awarded annually to an English major with preference for a student in Professional Communication and Information Design.

Paul J. Linehan Scholarship awarded to students who have experienced life-changing events.

Robert A. Kidera Scholarship to be awarded annually.

Jay W. Sanborn Memorial Scholarship awarded annually to a Music major with need.

Mary Soons McCarthy Scholarship awarded annually to a first generation college student.

Young Scholars Award Scholarship awarded annually to a student majoring in English, History or Philosophy.

Jean A. Cappellino Scholarship for Foreign Language Teachers awarded annually to a foreign language major studying for teacher certification.

William Randolph Hearst Scholarship for Mathematics, Science and Health Sciences awarded annually to students with academic achievement and demonstrated need.

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